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Home Loan

With real estate prices touching a new high every year, buying a house still remains one of the most coveted dreams ever. However, with a right choice of home loan and a proper financial guidance, your dream home can soon be a reason for your pride and happiness.

At Fullerton Housing Finance, we understand that buying a home is the most important decision of your life. We are committed to stand by your side during the entire home loan process, right from the time you choose a property till the complete payment of loan amount.

Fullerton Housing Finance brings to you simplified home loans with a strong backing of expert industry knowledge. We assure a transparent loan procedure and hassle-free documentation process to help you sail through a smooth home buying process. Home loans at Fullerton are easy to avail, affordable and completely flexible based on your budget and requirements.

Features of Home Loan - For your home :

Buying a new or resale home:

Fullerton Housing Finance provides home loans for buying your home. If you have identified or in the process of identifying your dream home, Fullerton Housing Finance can help you right from the time you choose a property till the complete payment of loan amount. We provide home loans for both new and resale properties.

Home improvement:

The way your home looks from inside and outside reflects the lifestyle of the house owners. Hence, it is important for you to improve your home with the changing needs and time. Fullerton Housing Finance provides home loan for improving your existing home. Whether it is painting your house walls, concealing your plumbing and electrical works, building a compound wall around your home, grills for your balcony we have the solution for all your needs.

Buying a Residential plot and Construction of your house:

If you own a plot and dream of constructing your own home over it we have the solution for you. Grihashakti provides home loans for constructing home on your owned plot or we can help you with financing for your plot as well.

Home extension:

If you want to add more space to your existing home for the future needs of your family, we have the solution for you. Fullerton Housing Finance provides home loans for extending your home. Extension to your home can be in the form of an additional bedroom, a reading room, a study room or anything that’s in your mind.

Eligibility Criteria:

Salaried Self Employed
  • Multinational Cos / Listed Public Ltd Cos / Govt.
  • Organizations Private Ltd Cos / Closely held or unlisted companies / partnerships /proprietorship firms
  • Self Employed Individual businessmen/ Sole Proprietorship
  • Self Employed Professional - Doctors /Architect's / CAs
  • Partnership Firms
  • Private Limited Companies/ Closely held/ Unlisted Companies.

Documentation

Purpose Salaried Self Employed

Proof of Identity

  • Pan Card
  • Voter's Card
  • Driving Licence
  • Employee Card
  • Pan Card
  • Voter's Card
  • Driving Licence

Proof of Income

  • Last 3 months Salary slips
  • 2 years Form 16.
  • 6 months bank statement with salary credit
  • Last 2 years ITR with computation
  • CA audited Financials where ever applicable
  • 6 months primary bank statement

Proof of Residence

  • Aadhar Card
  • Latest electricity bill / piped gas monthly bill
  • Ration Card
  • Property Tax/Water Bill
  • Aadhar Card
  • Latest electricity bill / piped gas monthly bill
  • Ration Card
  • Property Tax/Water Bill

Co-applicant or Guarantor

Mandatory Mandatory