Board of Directors

Mr. Colathur Narayanan Rams the Chairperson, Independent Director of SMFG India Home Finance Company Limited. He is also an Independent Director on the Board of SMFG India Credit Company Limited, parent company of the Company. As the MD & CEO of FYNDNA Tech Corp Pvt. Ltd. since Feb 2021, he oversees the development of a modern cloud-native core digital banking platform. He has over 4 decades of experience predominantly in Banks, manufacturing, business process outsourcing, and consulting, with considerable exposure to strategic planning, data analytics, information security, technology operations, business transformation and ERP implementation. He was a consultant with Warburg Pincus India Pvt Ltd until 2023 and has worked closely with the RBI on various projects that have had a significant impact on the Banking industry.

Mr. Ram has also worked on the Customer Advisory Boards of leading Global firms like Sun Microsystems, NCR, HP and VISA International. He was the Group President & CIO of the Essar group between 2010-13, where he was responsible for mentoring the individual Business CIOs, aligning business and IT, streamlining IT governance, and improving information security. In 2008, Mr. Ram along with 5 others set up a social venture called Rural Shores Business Services that creates job opportunities for educated youth in rural India. He was the 3rd employee at HDFC Bank (14 years) and the first tech employee at Bank of America, India (12 years). HDFC Bank is recognized as one of the most tech-savvy institutions in the country and pioneered many innovative tech-enabled solutions for businesses.

Mr. Ram holds a Post Graduate Diploma in Management from the Indian Institute of Management, Ahmedabad and a B. Tech degree from the Indian Institute of Technology Madras in Chennai. He has won 3 lifetime achievement awards from leading publications for his stellar work as CIO in multiple companies.