INTRODUCING THE MINDS BEHIND GRIHASHAKTI

Management Team Formulating Decisions and Providing Guidance

Anindo Mukherjee

Chairman, Non-Executive Director

Rakesh Makkar

Chief Executive Officer & Whole-time Director

Kenneth Ho Tat Meng

Non Executive Director

Renu Challu

Independent Director

Milan Shuster

Independent Director

Anindo is the Chairman of Grihashakti and Non-Executive Director at Fullerton India. He has more than 25 years of banking experience. He also heads the Integrated Risk Management function at Fullerton Financial Holdings Pte. Ltd. (FFH), Singapore. Prior to joining FFH, Mr. Mukherjee was responsible for the Risk Management, Legal and Compliance functions in Fullerton India. Before Fullerton India, he was with Standard Chartered Bank, where he was the Regional Credit Officer for the Consumer Business in India & South Asia. Mr. Mukherjee has had exposure across a variety of international and private banks, including Bank of America, ABN AMRO Bank and HDFC Bank.

Rakesh comes with over two decades of expertise in establishing new and successful businesses; managing large and multi-pronged distribution networks; and developing unique and customer-centric products - all within a robust Risk Management framework. Prior to assuming the role of CEO at Grihashakti, Rakesh spearheaded Business, Marketing & CSR functions at Fullerton India. Before joining Fullerton India, Rakesh held the position of President and Chief Distribution Officer at DHFL. It has been Rakesh’s forte to set up new finance companies and scale up business volumes. Prior to his stint with DHFL, Rakesh was the CEO at Future Money (Capital First) and was a part of the senior leadership team at Citigroup India. Not only is Rakesh a national rank holder at the Institute of Chartered Accountants of India but also a Certified International Credit and Risk trainer within Citigroup. He also holds a Masters from the Institute of Management Technology, Ghaziabad and Bachelors from Delhi University.

Mr. Kenneth Ho carries more than two decades of Consumer and Commercial Banking experience. He is a graduate in Economics from Flinders University of South Australia and a Master of Business Administration r from University Putra Malaysia. Currently, he is the Senior Vice President, Consumer Banking for Fullerton Financial Holdings (International) Pte Ltd. Previously he was with Citibank for 10 years covering the roles of Regional Director, Consumer Secured Lending of Citibank Asia Pacific regional office and in Citibank Singapore Pte Ltd as Head of Auto business and Citi business (Commercial Banking)., He also had substantial exposure in EON Bank Berhad, Malaysia, in managing the entire Auto Loans business (national) and covering numerous roles in Branch Banking as well.

Ms. Renu is a seasoned banker with over 38 years of professional experience in Investment Banking and financial services with State Bank of India. She has an experience across strategising, planning and achievement of goals in all areas of commercial banking (corporate banking, international banking, retail banking). Some of the positions held at State Bank of India (SBI) includes President & COO at SBI Capital Markets, MD & CEO as SBI DFHI, MD of State Bank of Hyderabad and Deputy MD, Corporate strategy and New Business Development at SBI. She has co-chaired the Centre for Rural Credit and Development Banking at NIRD (National Institute of Rural Development), Hyderabad, and Chaired the Hyderabad Chapter of PRMIA (Professional Risk Managers International Association). She has also represented Associate Banks in the Management Committee of Indian Banks’ Association (IBA). She currently serves as an Independent Director on the Boards of diverse set of companies. She is MA in Economics (Gold Medalist) from University of Lucknow.

Dr. Shuster, is a professional with decades of experience in the banking sector. He is currently Chairman of the Audit Committee of Bank Danamon Indonesia. He has also served at Asian Development Bank, ING Bank, National Bank of Canada and Nippon Credit Bank in various capacities. After working as the President and CEO of P.T. Bank PDFCI, Indonesia, he served Bank Danamon Indonesia. He became its president and CEO and later its Independent Commissioner. He has also served many other entities in Directorial and advisory capacities. He holds Ph.D. in International Law and Economics from Oxford University, Master of Law from London School of Economics, Bachelor of Law from University of Western Ontario and Bachelor of Business Administration from Ivey Business School.

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