80C Deductions – A Complete Overview
80C Deductions – A Complete Overview

Section 80C of the Income Tax Act is one of the most significant tools for taxpayers in India, offering a broad range of deductions that…

Know More

Effective Tips to Deal with Illegal Property Possession in India
Effective Tips to Deal with Illegal Property Possession in India

IntroductionDid you know that if a trespasser lives on a private property for over 12 years without interruption, they may be able to claim…

Know More

Loan-to-Value Ratio | Working, Calculation, Guidelines and Impact
Loan-to-Value Ratio | Working, Calculation, Guidelines and Impact

All About Loan-to-Value RatioSecured loans are loans where you pledge an asset as collateral in exchange for borrowing money. For example,…

Know More

Stamp Duty and Property Registration Charges in Telangana
Stamp Duty and Property Registration Charges in Telangana

Telangana Property Registration & Stamp DutyWhen a property transaction takes place, the state government imposes certain charges known…

Know More

A Comprehensive Guide to Circle Rates in Noida 2024
A Comprehensive Guide to Circle Rates in Noida 2024

Circle Rates in NoidaUnderstanding circle rates is important for both buyers and sellers. If you are a buyer, knowing the circle rates…

Know More

Non-Occupancy Charges – Rates, Calculation And When is it Not Applicable
Non-Occupancy Charges – Rates, Calculation And When is it Not Applicable

IntroductionOwning an apartment or a flat in a housing society comes with several financial responsibilities, including monthly maintenance…

Know More

Janmashtami Special: Welcoming Prosperity with a Home Loan for Your Dream Home
Janmashtami Special: Welcoming Prosperity with a Home Loan for Your Dream Home

We find ourselves at a crossroads of aspirations and opportunities as we embrace the spirit of Janmashtami, a festival commemorating the…

Know More

What if You Missed the ITR Filing For AY 2022-23?
What if You Missed the ITR Filing For AY 2022-23?

Filing your ITR, or Income Tax Return, before the deadline hits is an extremely important exercise. The due date is the hard stop by which…

Know More

What is Loan-to-Value (LTV) Ratio and Why is it important
What is Loan-to-Value (LTV) Ratio and Why is it important

A house is the most coveted possession for all. However, houses are very expensive, and affording one can be really overwhelming. To…

Know More

How to Apply and Get Approval for a Commercial Real Estate Loan
How to Apply and Get Approval for a Commercial Real Estate Loan

We often consider opting for loans to finance our big-ticket expenditures; both personal and professional and investment in property is no…

Know More

Section 24 - Income Tax Deductions from Property House
Section 24 - Income Tax Deductions from Property House

A home of ownership is one of the biggest dreams we all share. We can decorate it with love and enjoy every moment of possessing it. The…

Know More

Overview of PMAY Subsidy
Overview of PMAY Subsidy

The Pradhan Mantri Awas Yojana (PMAY) offers interest subsidies on home loans, allowing beneficiaries to purchase or construct homes. Under…

Know More

Monorail Impact On Real Estate Market In Mumbai
Monorail Impact On Real Estate Market In Mumbai

The 19.4-kilometer monorail line spanning the wide corridor across Chembur and Jacob’s circle has created news for all the right reasons.…

Know More

What Is the Repo Rate? How Does It Impact Your Home Loan and LAP?
What Is the Repo Rate? How Does It Impact Your Home Loan and LAP?

What is repo rate?The rate, at which commercial banks borrow money from the Reserve Bank of India (RBI), the Central Bank of our country,…

Know More

Own a Home with Pradhan Mantri Awas Yojana
Own a Home with Pradhan Mantri Awas Yojana

The country’s 40 per cent population lives in cities and it is the responsibility of the government to uplift their standards of living.…

Know More

Pradhan Mantri Awas Yojana - Credit Linked Subsidy Scheme
Pradhan Mantri Awas Yojana - Credit Linked Subsidy Scheme

The country is estimated to have a shortage of nearly 20 million housing units needed by the rural and urban poor, at far lower price…

Know More

Pro Guide for NRIs investing in Commercial Property in India
Pro Guide for NRIs investing in Commercial Property in India

Now for a non-resident Indians (NRI) it has become easier to buy a property in India, all thanks to new real estate rules. The…

Know More

All rights reserved © 2026 - SMFG Grihashakti

Follow us LinkedInFacebookTwitterInstagramYouTube