Loan Against Property

Let your property work for your dreams

Loan Against Property

FULFIL YOUR DREAMS

Grihashakti offers liquidity against your immovable property to meet your ever growing business needs. It allows you to take advantage of any opportunity that comes your way against the security of your residential/commercial/industrial property.


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Features Loan Against Property

TENURE

You get longer tenure and smaller EMIs.

interest rate.

You get interesting interest rates on your business loan

Easy documentation.

Our documentation is simple and hassle free.

EASY EMI

Simple repayments through monthly instalments.

*Interest rate applicable is per annum. Terms & conditions and charges apply. Details available on request. Loans at the discretion of Grihashakti (Fullerton India Home Finance Company Limited).

Salaried
  • Multinational Cos / Listed Public Ltd Cos / Govt.
  • Organizations Private Ltd Cos / Closely held or unlisted companies / partnerships /proprietorship firms
Self Employed
  • Self Employed Individual businessmen/ Sole Proprietorship
  • Self Employed Professional - Doctors /Architect's / CAs
  • Partnership Firms
  • Private Limited Companies/ Closely held/ Unlisted Companies.
Salaried

Proof of Identity

  • Pan Card
  • Voter's Card
  • Driving Licence
  • Employee Card

Proof of Income

  • Last 3 months Salary slips
  • 2 years Form 16.
  • 6 months bank statement with salary credit

Proof of Residence

  • Aadhar Card
  • Latest electricity bill / piped gas monthly bill
  • Ration Card
  • Property Tax/Water Bill

Co-applicant or Guarantor

Mandatory

Self Employed

Proof of Identity

  • Pan Card
  • Voter's Card
  • Driving Licence

Proof of Income

  • Last 2 years ITR with computation
  • CA audited Financials where ever applicable
  • 6 months primary bank statement

Proof of Residence

  • Aadhar Card
  • Latest electricity bill / piped gas monthly bill
  • Ration Card
  • Property Tax/Water Bill

Co-applicant or Guarantor

Mandatory

* Loans are at the sole discretion of Fullerton India Home Finance Co. Ltd.

Articles

knowledge-center

LOAN AGAINST PROPERTY

BEGINNERS GUIDE TO LOAN AGAINST PROPERTY (LAP)

When you avail a loan by keeping your property as collateral then it is called Loan Against Property (LAP). Now this property can be a commercial as well as residential property. LAP is the most secured term of the loan for the bank, ...

Know More

LOAN AGAINST PROPERTY

HOW TO PLAN YOUR FINANCES BEFORE APPLYING FOR A HOME LOAN

Buying a home loan without financial planning is like shooting in the dark. You would end up feeling overwhelmed with all the expenses that you didn’t take into account, along with home loan EMI payments....

Know More

Happy Owners

Happy Homes

“Owning a home brings in a sense of satisfaction and pride. The representative from Grihashakti has delivered good service and made our walkthrough in loan process easy. My favourite part in the entire home is the living room, which I have decorated well with special care.”

Mr. & Mrs. Vijaya Bhaskar Besta, Secunderabad

“Nothing compares to the happiness, which you get on moving to a home of your own. We are thankful to Grihashakti for helping us to achieve this happiness – they delivered excellent services in all aspects. Ever since we have moved to our home, our business has been booming!”

Pujan N. Maniar Family, Ahmedabad

“We are really happy to shift to our own place. Thanks to Grihashakti team, who helped us with their good service. The new home is very lucky for us because after we shifted here, I started my own business.”

Mr. & Mrs. Chandrashekhar Shashtrimath, Karnataka

“Having a house of your own gives you a sense of security and fulfilment. Kudos to the Grihashakti team – they are very prompt in their services! Our home is very special to us as we bond together as a family and also spend quality time with friends.”

Rupam Das Family, Kolkata

“We were looking for a home of happiness and peace. Thanks to the Grihashakti team, who helped us to realise this dream of ours. Our home has been very lucky for us – ever since we have shifted to our new home, prosperity followed!”

Mr. & Mrs. Kaithepalli Harishkumar, Vishakhapatnam

“I was very excited when I moved to my first home. Along with purchase of my new home, I also needed some funds to renovate my home. Grihashakti has been very cooperative and made my loan process very smooth. I love the balcony of my house, where I see birds chirping every morning."

Mr. R Sarvanakumar, Chennai

“Our new house is very special to me as it was the first house after our daughter was born. With Grihashakti we completed the loan process very smoothly. I love the hall of my house, where I can watch my daughter play.”

N. Durga family, Chennai

“The best part of our new home is its locality! Situated near a children’s park, now our children get to play during evenings. Service from Grihashakti has been wonderful with speedy and hassle-free loan process.”

P. Vasanthakumari family, Chennai

“Having a home is a special feeling and we experienced this when we moved from our rented accommodation to our own home. We feel fortunate to come across Grihashakti, who made the entire loan journey so simple and fast. My favourite place in the home is the living room, where I can relax with my wife after a day’s work."

Mr. &Mrs. Rakoti Simhachala, Vishakhapatnam

“It was a great feeling to own my first home. I am thankful to Grihashakti for their assistance throughout the loan process. Now my home being closer to my workplace, I can spend a quality time with my family”

Mr.Hemant Chandramani, Rajkot

“Staying in a home of your own has its own comforts. And if it is your first home, the feeling becomes more special. Thanks to Grihashakti as they helped us to realise our dream. The entire home is very special to us as we build sweet memories every day.”

Y. Sai Kumari Family, Vishakhapatnam

“A home of your own makes you feel independent. My mother was so happy when I shifted her to my own home. Grihashakti has been really helpful in making the entire loan process smooth and hassle-free. The favourite place at my home is the living room where I can spend quality time with my mother.”

Ms.Reema Chandiramani, Bhopal

Our home being the first home of our own is very special to me. It has also been a symbol of security for us. Grihashakti has been really quick in their processes and helped us through the entire loan process. Every corner of our home reflects a part of us – happiness and peace!"

Mr. & Mrs. Dinesh Sharman, Bhopal

I really feel proud to own my first home. I am thankful to Grihashakti, as the employees were so cooperative that I didn’t have to visit the branch repeatedly. My favourite in the home is balcony, from where I can see the vast sky."

Ms.Anju Saini, Kishangarh

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