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Home Loan Hyderabad
Home Loan inHyderabad

Own a House in Hyderabad with Grihashakti Home Loans

India’s ‘Pearl City’, Hyderabad, has tremendous opportunities to offer. It is a powerhouse in the field of IT. It is touted as one of the best cities to live in. Fullerton Grihashakti home loan provider in Hyderabad steps in right here to help you identify your potential and fulfill your needs.

Fullerton Grihashakti Housing Loan offers special benefits:

  • Home loan up to 90% of the property value
  • We offer competitive Attractive home loan interest rate leading to affordable EMIs
  • Flexible repayment tenure of up to 30 years

Grihashakti’s home loan documents:

A Grihashakti home loan in Hyderabad requires certain documents. If you are applying as a salaried individual, you need to submit the following documents:

Proof Of Identity
  • PAN Card
  • Voters ID
  • Driving License
  • Employee Card
Proof Of Income
  • Last 3 months’ salary slips
  • 2 years’ Form 16
  • 6 months’ bank statement with salary credit
Proof of Residence
  • Aadhaar Card*
  • Latest Electricity bill/Piped gas monthly bill
  • Ration Card
  • Property Tax/Water Bill
Self Employed
Proof Of Identity
  • PAN Card
  • Voters ID
  • Driving License
Proof Of Income
  • Last 2 years’ ITR with computation
  • CA audited Financial wherever applicable
  • 6 months primary bank statement
Proof of Residence
  • Aadhaar Card*
  • Latest Electricity bill/Piped gas monthly bill
  • Ration Card
  • Property Tax/Water Bill

Property related documents are also mandatory for a home loan application. Additional documents may be requested as per the applicant’s profile and Grihashakti’s policy at the time of loan application.

*Terms and conditions applicable. Loans are sanctioned at the discretion of Fullerton Grihashakti. Please note that Aadhaar numbers should be masked before submission as per regulatory guidelines.

Easy eligibility criteria:

You can apply for Fullerton Grihashakti home loan in Hyderabad as a salaried individual as well as a self-employed individual. Here are some of the basic criteria:

  1. Salaried applicants must earn a minimum salary of INR 1,20,000 per annum and have a minimum work experience of atleast 1 year
  2. Self employed applicants must meet the minimum criteria of yearly profit after taxes
  3. Minimum CIBIL score of 700 with a good repayment history

Final eligibility will be determined based on various other parameters including Grihashakti’s policy at the time of loan application.

Online housing loan from Grihashakti:

Grihashakti accepts home loan applications online and offline. Both the processes are extremely simple. As soon as all the documents are successfully verified, property evaluation is complete and loan approval is given, the home loan is attempted to be disbursed in 72 hours. The overall process between application to loan sanction could take between 15-21 days.

Home loan calculator:

Fullerton Grihashakti offers 2 main calculators. They are the home loan eligibility calculator and EMI calculator. The home loan eligibility calculator tells you the maximum home loan amount you may be eligible for. The home loan EMI calculator gives you an estimate of your EMI. You have to enter basic details like rate of interest, loan amount, and preferred rate of interest. You then instantly get the results.


What is a home loan?

A home loan is an amount that you borrow from a lender to own a property of your choice. The borrower then needs to repay the loan plus interest through monthly instalments called EMI to the lender. EMIs are to be paid for the entire repayment tenure signed up for.

How much home loan can I get?

To know the maximum loan amount you can get, use our free online loan eligibility calculator. Grihashakti offers home loan amounts up to 90% of the property value.

How do I repay a home loan?

You have a choice of repayment tenure as long as 30 years with Fullerton Grihashakti, thereby giving you the flexibility of minimizing your EMIs. You can repay the EMI in the following ways:

  1. Pay EMI online on the website every month
  2. Sign up for ECS (auto - debit) facility
  3. Submit post dated cheques at the branch
Can I apply for a home loan online?
Once you identify your property, you can apply online through our website or walk into any of our branches.
What is the interest rate on a home loan?
Grihashaki offers affordable home loan interest rates, which are determined based on various factors such as the borrower’s credit score, income, down payment amount, tenure selected, nature of the property, etc.

Fullerton India Home Finance Company Ltd
CIN number: U65922TN2010PLC076972

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