India’s ‘Pearl City’, Hyderabad, has tremendous opportunities to offer. It is a powerhouse in the field of IT. It is touted as one of the best cities to live in. Fullerton Grihashakti home loan provider in Hyderabad steps in right here to help you identify your potential and fulfill your needs.

Grihashakti home loan in Hyderabad offers special benefits:

• Home loan up to 90% of the property value
• Attractive home loan interest rate leading to affordable EMIs
• Flexible repayment tenure of up to 30 years

Grihashakti’s home loan documents:

A Grihashakti home loan in Hyderabad requires certain documents. If you are applying as a salaried individual, you need to submit the following documents:

Property related documents are also mandatory for a home loan application. Additional documents may be requested as per the applicant’s profile and Grihashakti’s policy at the time of loan application.

*Terms and conditions applicable. Loans are sanctioned at the discretion of Fullerton Grihashakti. Please note that Aadhaar numbers should be masked before submission as per regulatory guidelines.

Easy eligibility criteria:

You can apply for Fullerton Grihashakti home loan in Hyderabad as a salaried individual as well as a self-employed individual. Here are some of the basic criteria:

1. Salaried applicants must earn a minimum salary of INR 25,000 and have a minimum work experience of at least 1 year
2. Self employed applicants must meet the minimum criteria of yearly profit after taxes
3. Minimum CIBIL score of 700 with a good repayment history

Final eligibility will be determined based on various other parameters including Grihashakti’s policy at the time of loan application.

Online housing loan from Grihashakti:

Grihashakti accepts home loan applications online and offline. Both the processes are extremely simple. As soon as all the documents are successfully verified, property evaluation is complete and loan approval is given, the home loan is attempted to be disbursed in 72 hours. The overall process between application to loan sanction could take between 15-21 days.

Home loan calculator:

Fullerton Grihashakti offers 2 main calculators. They are the home loan eligibility calculator and EMI calculator. The home loan eligibility calculator tells you the maximum home loan amount you may be eligible for. The home loan EMI calculator gives you an estimate of your EMI. You have to enter basic details like rate of interest, loan amount, and preferred rate of interest. You then instantly get the results.