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Quarterly Interest Rate Range
SMFG Grihashakti Retail Prime Lending rate (RPLR) is 20.85% w.e.f. March 8,2026.
Interest Rate Range for past quarter for advances granted to borrowers.
| Individual Housing (July 2026 – Sept 2026) | |||
|---|---|---|---|
| Minimum rate % | Maximum rate % | Mean % | |
| 9.25% | 16.00% | 12.15% | |
The final rate of interest will depend upon loan amount, income eligibility, tenor, property type and other risk parameters.
| Individual Non Housing (July 2026 – Sept 2026) | |||
|---|---|---|---|
| Minimum rate % | Maximum rate % | Mean % | |
| 11.75% | 19.00% | 14.46% | |
The final rate of interest will depend upon loan amount, income eligibility, tenor, property type and other risk parameters.
Disclaimer: *Please note that loans are disbursed at the sole discretion of SMFG Grihashakti. Final approval, loan terms, and disbursal process will be subject to SMFG Grihashakti’s policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.
