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Interest Rates

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Rate of Interest
Below rates are applicable from January 1st 2020.

Housing Loans

Owning a home is everyone’s dream and we at Grihashakti turn this dream into a reality. We are committed to standing by your side during the entire home loan process to purchase the house of your choice.

Our home loans start from 8.99% and can range up to 12.00%.

The final rate of interest will depend upon loan amount, income eligibility, tenor, property type and other risk parameters.

Non-Housing Loans

Grihashakti offers liquidity against your immovable property to meet your ever-growing business needs. It allows you to take advantage of any opportunity that comes your way against the security of your residential/commercial/industrial property.

Our non-housing loans start from 12.00% and can range up to 16.00%.

The final rate of interest will depend upon loan amount, income eligibility, tenor, property type and other risk parameters.

Rural Loans

Grihashakti has launched home loan and non-housing products for the rural segment. We endeavor to serve customers in under-served and unbanked regions of India.

Our loans start at 16.00% and can range up to 24.00%.

The final rate of interest will depend upon loan amount, income eligibility, tenor, property type and other risk parameters.

Retail Prime Lending Rate (RPLR) is 18.75% w.e.f. December 1, 2018.

Rate of interest is subject to change at the sole discretion of FIHFC.

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