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ICICI Prudential Life Insurance

ICICI Prudential

Life Insurance

About ICICI Prudential Life Insurance Company

ICICI Prudential Life Insurance Company Limited, also known as ICICI Prudential Life began its operations in 2001. It has consistently been amongst the top companies in the Indian life insurance sector on a retail weighted received premium basis. As on Mar 31, 2021, ICICI Prudential Life’s assets under management was Rs. 2,142.18 billion.

ICICI Prudential Life’s core philosophy of customer-centricity determines the basis of their operations. Their long term savings and protection products help FULLERTON INDIA HOME FINANCE CO. LTD (GRIHASHAKTI) customers who are interested in availing their products to meet their varied requirements which change with life stages. Their various initiatives to provide cost-effective products with high quality services and a hassle-free claim settlement experience to customers make them an ideal claim settlement experience to customers make them an ideal choice.

Values: The way we do things

ICICI Prudential Life operates on the core Values of Customer First, Humility, Passion, Integrity, and Boundarylessness.

What is Term Life Insurance?

Term life insurance is a specific category of cover that secures your life for a specific duration of time, typically in the context of 5 to 30 years. The life insurance comes as a benefit to the beneficiaries of the policyholder by delivering financial protection in the event of the insured’s untimely demise whilst the policy is still active.

Term insurance is a popular financial product as it provides high life insurance coverage at affordable premiums. Generally, the premium amount can be paid on a monthly, quarterly, half yearly or annually to the service provider. The premium amount may vary depending on the type of payment method and the tenure of payment as chosen by the policy holder.

What are Health Insurance Plans?

Health insurance plans are a way to secure yourself from the burden of unforeseen medical expenditures in the future. Health policies offer individuals the opportunity to recuperate their expenditures on medical treatment, hospitalization as a result of illnesses or injuries, surgeries, along with many other healthcare related costs.

Health insurance plans are basically an agreement between the policyholder and the insurance company. The latter guarantees to compensate the insured for a pre-defined range of medical expenses related to the policy holder or his family members who may be included in a single health plan. This can be via a direct payout or as reimbursement on raising a claim for a pre-determined sum agreed between the policy holder and the insurance company. Cashless payouts are available to policy holders if they avail of medical treatment at a network medical centre. Alternatively, a claim may be raised for reimbursement of the medical costs incurred if treatment is availed outside of the insurance company’s network of hospitals.

What is ULIP (Unit Linked Insurance Plan)?

ULIPs or Unit Linked Insurance Plans encourage goal-based savings along with offering the benefits of a life cover under a single umbrella. The life cover comes with a guaranteed Sum Assured that ensures additional financial security for your family in the event of any unforeseen eventualities. The premium that goes towards the investment is what creates wealth. By investing in market-linked products like ULIPs, it helps generate a lump sum on completion of your policy term.

What Is A Savings Plan?

Savings Plans provide you with an opportunity to create wealth for the future while also providing financial security for your family. With a disciplined approach, Savings Plans require you to make regular periodic savings, allowing you to build a large corpus that delivers a steady stream of returns over a specific duration of time to reach your long term financial goals.

Maturity Benefit: There is a guaranteed maturity benefit with every Savings Plan. This can be in the form of guaranteed additions and bonuses that boosts your overall maturity corpus bringing in an additional layer of certainty to your investment in a Savings Plan.

Steady Returns: With Savings Plans, you can receive steady and safe returns on your investment that are risk-free. Provided that you pay your premiums on time, there is no risk of losing any money on the funds that you committed at the time of policy initiation.

Flexible Premium Payment: Savings Plans provide you with the option to pay premiums at your convenience. This can be monthly, quarterly, half-yearly or on an annual basis.

Life Cover: Savings Plans come with the add-on benefit of a life cover that offers another blanket of protection for the policy holder’s beneficiaries in the event of an untimely demise.

What Is Pension / Retirement Plans?

Pension or Retirement Plans are a type of insurance policy that aims to build up a significant corpus by investing at an early age and rolling it over a period of 30 and 40 years that ultimately assists in funding your retirement. By investing a certain amount regularly towards their pension plan, you will be able to tackle inflation and medical expenses in your golden years.


IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.


Insurance is the subject matter of the solicitation. Insurance and/or any Third Party Products (TPP) are not mandatory for the purpose of application and disbursement of the loan. It shall be at the sole discretion of the customer to avail any such insurance and/or any Third Party Products along with the loan.

Fullerton India Home Finance Company Ltd
CIN number: U65922TN2010PLC076972

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