Dear Customers, in the backdrop of COVID -19, Fullerton Grihashakti is pleased to inform you that as per the RBI notification, you can avail moratorium on your EMIs due till June 30, 2020 by submitting a request with us here. Please refer to the policy document here for details. T&C apply. Stay Safe, Stay Healthy.

Note: Please access our customer portal" Service connect" or "mConnect” app for all requests/queries. All Our Grihashakti branches are now operational.

In the backdrop of COVID - 19,

as per RBI notification, you can avail moratorium on your EMI payments falling due from June 1 till June 30, 2020. T & C apply.

We Care for You

Keep yourself and your loved ones safe from COVID-19 with the Aarogya Setu App

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CEO's Message

It's a time of unprecedented crisis for us all. We're finding ways to adapt to the new normal. At Grihashakti, we have always stood by our motto of Iraada Hai Toh Raasta Hai and have always believed in putting our customers and their dreams first. As we do our best to come out of these tough times, we are committed to helping and supporting our customers in every way possible. One of the many initiatives towards your convenience is enablement of multiple digital repayment channels, for ease of EMI payments. In these times I believe that when we all come together, we can achieve anything. Through our actions, we hope to keep our community strong and protect their dreams, now and always. Let's look forward to emerging from this situation, stronger and wiser.

Rakesh Makkar
Chief Executive Officer

We Stand Together for Each Other

“The lockdown has made us think beyond our own needs. With help from others, over the last few days I cook and distribute lunch to the needy. This makes me very happy.”

Rahul Shriwas
Branch Sales Manager
Grihashakti (Indore)

“Lockdown has made us realise that we need to think for others and provide whatever support we can.” Shamshad Ali and his friends in Dehradun are helping the community in tough times of Covid 19.

Shamshad Ali
Branch Sales Manager

“Doing my bit to help by distributing free masks in and around my area.”

Balanjaneya Yelluri
Branch Sales Manager
Grihashakti (Anantapur)

“Due to the current circumstances we all need to take care of others as well. So I extended my support to the needy (approximately 60 people). This gave me happiness and I wanted to share this joy with you all as well.”

Subhendu Mukherjee
Branch Credit Manager
Grihashakti (Durgapur).


Our Products

Pradhan Mantri
Awas Yojana (PMAY)

Credit Linked Subsidy Scheme (CLSS)
an interest subsidy scheme under Pradhan Mantri Awas Yojana -
Housing for All (Urban).

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Commercial Property Loan

Grihashakti provides loans for purchasing a commercial plot and constructing property on the same.

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Home Loan

Dreaming about your dream home is passé, moving into your dream home is in. Grihashakti is providing you home loans in a simple and easy process.

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Commercial Property Loan

Grihashakti provides loans for purchasing a commercial plot and constructing property on the same.

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About Grihashakti

Grihashakti, Fullerton India Home Finance Co. Ltd is a wholly owned subsidiary of Fullerton India Credit Company Limited and offers loans to salaried and self-employed individuals and organisations. Launched in December 2015 and head-quartered in Mumbai, the company with its 70 branches caters to the housing finance needs of customers across India.


Corporate Highlights


Keeping you informed




Fullerton India gets Rs.150 crores capital from parent

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Fullerton India receives Rs.150 crores

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Temasek Infuses Rs. 150 crores Fullerton

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Grihashakti launches 'Spot Loan Sanctions' offer in Jaipur

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Grihashakti launches 'Spot Loan Sanctions' offer in Coimbatore

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Grihashakti reinstates its growth plan in Nagpur

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knowledge centre



There has been a steady offtake in the affordable housing segment due to government’s various incentives and efforts to stimulate the industry. Our honourable Prime Minister Narendra Modi has given a kick-start to the real estate sector with the Pradhan Mantri Awas Yojana (PMAY) scheme.

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Home additions such as kitchen expansions and additional bedrooms or even an additional floor all add square footage and value to a home. Expansion includes alteration in the current structure of the residence to add extra space such as constructing a new room, a floor, a bigger bathroom or...

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When you avail a loan by keeping your property as collateral then it is called Loan Against Property (LAP). Now this property can be a commercial as well as residential property. LAP is the most secured term of the loan for the bank ...

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Joint home loans is always beneficial as your loan amount increases and your burden is also decreases as it is shared with the co-owner. That best part about joint home loans is both the owners can claim tax benefits.

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Now for a non-resident Indians (NRI) it has become easier to buy a property in India, all thanks to new real estate rules. The Confederation of Real Estate Developers Association of India (CREDAI) regularly organises exhibitions for NRIs where it helps them scan different investment options and offer spot loans from top financial institutions. Factors like easy investment options and reduction in down payment value should play a vital role to attract you to invest in commercial property in India. Therefore, it is important that you check all the offers from CREDAI before you invest in real estate in India.

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Home holds a very special please in our heart. It is not mere an address but it somewhere becomes the part of our identity. We all wish to have our own home and we start saving for it from an early.

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Happy Owners

Happy Homes

“Owning a home brings in a sense of satisfaction and pride. The representative from Grihashakti has delivered good service and made our walkthrough in loan process easy. My favourite part in the entire home is the living room, which I have decorated well with special care.”

Mr. & Mrs. Vijaya Bhaskar Besta, Secunderabad

“Nothing compares to the happiness, which you get on moving to a home of your own. We are thankful to Grihashakti for helping us to achieve this happiness – they delivered excellent services in all aspects. Ever since we have moved to our home, our business has been booming!”

Pujan N. Maniar Family, Ahmedabad

“We are really happy to shift to our own place. Thanks to Grihashakti team, who helped us with their good service. The new home is very lucky for us because after we shifted here, I started my own business.”

Mr. & Mrs. Chandrashekhar Shashtrimath, Karnataka

“Having a house of your own gives you a sense of security and fulfilment. Kudos to the Grihashakti team – they are very prompt in their services! Our home is very special to us as we bond together as a family and also spend quality time with friends.”

Rupam Das Family, Kolkata

“We were looking for a home of happiness and peace. Thanks to the Grihashakti team, who helped us to realise this dream of ours. Our home has been very lucky for us – ever since we have shifted to our new home, prosperity followed!”

Mr. & Mrs. Kaithepalli Harishkumar, Vishakhapatnam

“I was very excited when I moved to my first home. Along with purchase of my new home, I also needed some funds to renovate my home. Grihashakti has been very cooperative and made my loan process very smooth. I love the balcony of my house, where I see birds chirping every morning."

Mr. R Sarvanakumar, Chennai

“Our new house is very special to me as it was the first house after our daughter was born. With Grihashakti we completed the loan process very smoothly. I love the hall of my house, where I can watch my daughter play.”

N. Durga family, Chennai

“The best part of our new home is its locality! Situated near a children’s park, now our children get to play during evenings. Service from Grihashakti has been wonderful with speedy and hassle-free loan process.”

P. Vasanthakumari family, Chennai

“Having a home is a special feeling and we experienced this when we moved from our rented accommodation to our own home. We feel fortunate to come across Grihashakti, who made the entire loan journey so simple and fast. My favourite place in the home is the living room, where I can relax with my wife after a day’s work."

Mr. &Mrs. Rakoti Simhachala, Vishakhapatnam

“It was a great feeling to own my first home. I am thankful to Grihashakti for their assistance throughout the loan process. Now my home being closer to my workplace, I can spend a quality time with my family”

Mr.Hemant Chandramani, Rajkot

“Staying in a home of your own has its own comforts. And if it is your first home, the feeling becomes more special. Thanks to Grihashakti as they helped us to realise our dream. The entire home is very special to us as we build sweet memories every day.”

Y. Sai Kumari Family, Vishakhapatnam

I really feel proud to own my first home. I am thankful to Grihashakti, as the employees were so cooperative that I didn’t have to visit the branch repeatedly. My favourite in the home is balcony, from where I can see the vast sky."

Ms.Anju Saini, Kishangarh

Contact Us

For your dream homes


Address: Supreme Business Park, 6 th Floor, B - Wing, Behind Lake Castle, Hiranandani Gardens, Powai, Mumbai

Phone: 1800 102 1003

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