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Loan for Construction of Commercial Property
Loan To Construct Commercial Property
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Commercial Property Construction Loan

Are you a business owner looking to construct new property but not very sure how to go about the same? Opting for a commercial property construction loan will provide you with the financial assistance required to help you achieve your goals. Read more to find out how a loan can help you fulfil your dreams of owning commercial premises.

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What is a Commercial Property and what is a commercial property construction loan?

Commercial Property can be identified as property that is used for the operation of any business. The most popular types of commercial property include retail space and retail outlets. These types of property can be further subdivided into under construction and ready properties. A commercial property construction loan is a financing option offered by a lender against a collateral for the purpose of constructing a piece of commercial property.

What are the benefits of opting for a Commercial Construction Loan?

Get different types of home loans: You can avail these housing loans for multiple reasons such as buying a new/resold house,loan for home improvement, loan for home construction and loan for home extension

Here are some benefits of opting for a commercial building loan:

  • Easy documentation: We understand that gaining easy access to finance can help you realise your dreams faster. This is why we have simplified the loan application process and insist on only the basic minimum documents to apply for the loan
  • Expert Counselling: Confused about whether you are making the right purchasing decisions for your business? We can assist you by providing you with advice to guide you through the different aspects of opting for a loan to help you make a better-informed decision.
  • Interest Rates and Easy EMIs: Opt for loans at reasonable rates of interest and repay the amount in the form of easy EMIs without compromising on your standard of living.

What are the documents required to be submitted as a part of the application process?

The documents required to be submitted as a part of the application process include:

Common documents:

  • Proof of Identity such as PAN Card, Aadhar Card, Driving Licence, etc.
  • Proof of Residence such as Aadhaar Card*, Ration Card, Water Bill, etc.

Salaried Professionals

  • Proof of Income documents like previous three months’ salary slips, 6 months bank statement with proof that salary has been credited to the account, etc.

Self-Employed Professionals

  • Proof of Income documents that include previous two years ITR with computation, 6 months bank statement and CA audited financials wherever required.

Documents pertaining to the property you wish to construct such as the architect’s plan, etc. will also be requested. Apart from these, depending on your profile, requirement and Grihashakti policy at the time of loan application, other documents may also be requested.

*Terms and conditions applicable. Loans are sanctioned at the discretion of Grihashakti. Please note that Aadhaar numbers should be masked before submission as per regulatory guidelines


How can I apply for a Commercial Property Construction Loan?

Click on the “Apply Now” button to commence the application process.

  • Enter your mobile number and provide OTP verification
  • Enter the relevant details and submit the documents required

Our representative will get in touch with you to take the process ahead.

Who is eligible to make an application for a Commercial Property Construction Loan?
  • Salaried professionals employed with a multinational company, private or a public limited company, closely held unlisted company, partnership or proprietorship firm, etc. are eligible to apply for a loan.
  • Self-employed professionals like doctors, architects, businessmen can make an application for a loan. Owners of private listed companies, closely held and unlisted companies are also eligible to apply for a loan.
  • Applicants must be resident Indians
  • Applicants must have a CIBIL score of at least 700
  • Applicants must be at least 21 years of age at the time of loan application and not more than 65 years of age by the time of loan maturity
  • Applicants must have a good credit history and sufficient repayment capacity





Now for a non-resident Indians (NRI) it has become easier to buy a property in India, all thanks to new real estate rules. The Confederation of Real Estate Developers ...

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Happy Owners

Happy Homes
Mr. & Mrs. Vijaya Bhaskar Besta, Secunderabad
Pujan N. Maniar Family, Ahmedabad
Mr. & Mrs. Chandrashekhar Shashtrimath, Karnataka
Rupam Das Family, Kolkata
Mr. & Mrs. Kaithepalli Harishkumar, Vishakhapatnam
Mr. R Sarvanakumar, Chennai
N. Durga family, Chennai
P. Vasanthakumari family, Chennai
Mr. &Mrs. Rakoti Simhachala, Vishakhapatnam
Mr.Hemant Chandramani, Rajkot
Y. Sai Kumari Family, Vishakhapatnam

“Owning a home brings in a sense of satisfaction and pride. The representative from Grihashakti has delivered good service and made our walkthrough in loan process easy. My favourite part in the entire home is the living room, which I have decorated well with special care.”

Mr. & Mrs. Vijaya Bhaskar Besta, Secunderabad

“Nothing compares to the happiness, which you get on moving to a home of your own. We are thankful to Grihashakti for helping us to achieve this happiness – they delivered excellent services in all aspects. Ever since we have moved to our home, our business has been booming!”

Pujan N. Maniar Family, Ahmedabad

“We are really happy to shift to our own place. Thanks to Grihashakti team, who helped us with their good service. The new home is very lucky for us because after we shifted here, I started my own business.”

Mr. & Mrs. Chandrashekhar Shashtrimath, Karnataka

“Having a house of your own gives you a sense of security and fulfilment. Kudos to the Grihashakti team – they are very prompt in their services! Our home is very special to us as we bond together as a family and also spend quality time with friends.”

Rupam Das Family, Kolkata

“We were looking for a home of happiness and peace. Thanks to the Grihashakti team, who helped us to realise this dream of ours. Our home has been very lucky for us – ever since we have shifted to our new home, prosperity followed!”

Mr. & Mrs. Kaithepalli Harishkumar, Vishakhapatnam

“I was very excited when I moved to my first home. Along with purchase of my new home, I also needed some funds to renovate my home. Grihashakti has been very cooperative and made my loan process very smooth. I love the balcony of my house, where I see birds chirping every morning."

Mr. R Sarvanakumar, Chennai

“Our new house is very special to me as it was the first house after our daughter was born. With Grihashakti we completed the loan process very smoothly. I love the hall of my house, where I can watch my daughter play.”

N. Durga family, Chennai

“The best part of our new home is its locality! Situated near a children’s park, now our children get to play during evenings. Service from Grihashakti has been wonderful with speedy and hassle-free loan process.”

P. Vasanthakumari family, Chennai

“Having a home is a special feeling and we experienced this when we moved from our rented accommodation to our own home. We feel fortunate to come across Grihashakti, who made the entire loan journey so simple and fast. My favourite place in the home is the living room, where I can relax with my wife after a day’s work."

Mr. &Mrs. Rakoti Simhachala, Vishakhapatnam

“It was a great feeling to own my first home. I am thankful to Grihashakti for their assistance throughout the loan process. Now my home being closer to my workplace, I can spend a quality time with my family”

Mr.Hemant Chandramani, Rajkot

“Staying in a home of your own has its own comforts. And if it is your first home, the feeling becomes more special. Thanks to Grihashakti as they helped us to realise our dream. The entire home is very special to us as we build sweet memories every day.”

Y. Sai Kumari Family, Vishakhapatnam

“A home of your own makes you feel independent. My mother was so happy when I shifted her to my own home. Grihashakti has been really helpful in making the entire loan process smooth and hassle-free. The favourite place at my home is the living room where I can spend quality time with my mother.”

Ms.Reema Chandiramani, Bhopal

Our home being the first home of our own is very special to me. It has also been a symbol of security for us. Grihashakti has been really quick in their processes and helped us through the entire loan process. Every corner of our home reflects a part of us – happiness and peace!"

Mr. & Mrs. Dinesh Sharman, Bhopal

I really feel proud to own my first home. I am thankful to Grihashakti, as the employees were so cooperative that I didn’t have to visit the branch repeatedly. My favourite in the home is balcony, from where I can see the vast sky."

Ms.Anju Saini, Kishangarh

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Fullerton India Home Finance Company Ltd
CIN number: U65922TN2010PLC076972

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