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Home Loan Blogs

Low CIBIL Score and Need a Home Loan Here are some steps

Low CIBIL Score and Need a Home Loan? Here are some steps

Everyone nurtures the dream of owning a house as it gives you and your family a sense of stability and security. But, with ever-rising property prices, funding the purchase entirely on savings is extremely challenging. Therefore, taking a home loan can help you to become a proud homeowner early and that too, without much difficulty.

However, as easy it may sound, getting a home loan entirely depends on your credit score, which needs to be above 700. As the repayment tenure of a home loan is usually up to 20 years, lenders ensure borrowers pose a very little credit risk by only approving home loans to people with a good credit score.

But, if you have a low CIBIL score for a home loan, you can consider the following steps before applying for a home loan.

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How Much Time Does it Take to Get a PMAY CLSS Subsidy
How Much Time Does it Take to Get a PMAY CLSS Subsidy

In 2015, the government of India launched the Pradhan Mantri Awas Yojna (PMAY). The goal of this scheme is to make housing affordable...

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How Much Home Loan can I get on My Salary
How Much Home Loan can I get on My Salary?

Home is truly where the heart is, buying a home of your own can bring a sense of satisfaction and belonging. However, with the skyrocketing prices...

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Is now a good time to buy a house  What home buyers in 2021 should know
Is now a good time to buy a house? What home buyers in 2021 should know

The home buying space is abuzz with activities again despite the economic lull and uncertainties caused by...

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How Your Credit Score Can Impact Your Home Loan
How Your Credit Score Can Impact Your Home Loan?

The role of credit score and how it impacts the eligibility of a borrower to avail loan is often underestimated. Compared to your...

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What is a Home Loan NOC and why should you get it
What is a Home Loan NOC and why should you get it

A home loan NOC or no-objection certificate is a legal document issued by the lender which informs about the complete repayment...

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Difference between Home Improvement Loan and Home Extension Loan
Home Improvement vs Home Extension Loan: Know the Differences

We all love living in a good home and on timely basis we keep on doing home improvements in our homes as it adds substantial value...

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Home Loan
Government Gives Major Boost To Housing And Home Loans In India

There has been a steady offtake in the affordable housing segment due to government’s various incentives and efforts to stimulate...

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why  you  should  use  a  home  loan  calculator  before  applying  for  a loan
Why to use Home Loan Calculator? And How does it Work

Buying home is a dream that we all have and with the help of home loan it has become bit easy to fulfil this dream. There are an important...

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Home Expansion Loan
Expand your Home with a Home Expansion Loan

Home additions such as kitchen expansions and additional bedrooms or even an additional floor all add square footage...

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Ways To Prevent Home Loan Applications From Getting Rejected
Afraid of Getting Home Loan Application Rejection?

Home holds a very special please in our heart. It is not mere an address but it somewhere becomes the part of our identity...

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How to plan your finances before applying for a home loan
How to plan your Finances before Applying for a Home Loan?

Buying a home loan without financial planning is like shooting in the dark. You would end up feeling overwhelmed with all the expenses...

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Role of an EMI calculator in the home loan application process
Features & Benefits of EMI calculator in the home loan application process

Equated Monthly Installment (EMI) is the amount payable every month to the financial institution until the loan amount is fully paid off...

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