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Is It Possible to Get Personal Loan & Home Loan Simultaneously?
Is It Possible to Get Personal Loan & Home Loan Simultaneously?

Often, when we wish to fulfil several of our dreams together, we needs...

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What is a home loan All you need to know about home loans in india
What is a Home Loan? All You Need to Know About Home Loans in India

A home loan is a type of mortgage loan that allows individuals to purchase...

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What is The EMI For An INR 8 Lakhs Home Loan?
What is The EMI For An INR 8 Lakhs Home Loan?

Most of us dream of buying a house, but we often find ourselves under...

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What's Better for Home Loan: Bank or NBFC?
What's Better for Home Loan: Bank or NBFC?

Most of us opt for a home loan when we dream of buying a new space...

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Can I Get A Home Loan If I Am Self-Employed?
Can I Get A Home Loan If I Am Self-Employed?

Purchasing a house is the dream of many Indians. From businesspersons...

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What is the EMI for INR 15 Lakhs Home loan
What is The EMI For An INR 12 Lakhs Home Loan?

If you’re planning to purchase a home for yourself this festive season...

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What is the EMI for INR 15 Lakhs Home loan
What is The EMI For An INR 12 Lakhs Home Loan?

If you’re planning to purchase a home for yourself this festive season...

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What is Notice of Intimation (NOI) in Home Loans And Its Charges?
What is Notice of Intimation (NOI) in Home Loans And Its Charges?

When you take up a loan in India, you must file several official documents...

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Repo, Reverse Repo Rate and Its Impact on Home Loans
Repo, Reverse Repo Rate and Its Impact on Home Loans

Repo rate is a financial concept related to financial institutions...

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Everything you Need to Know About MahaRERA Act
Everything you Need to Know About MahaRERA Act

The RERA Act Maharashtra is the set of rules set by the Maharashtra...

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What is a Sale Deed and Why is it Important in Home Loans?
What is a Sale Deed and Why is it Important in Home Loans?

More than 50% Indians own their houses. The other part of the...

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What is The EMI for an INR 35 Lakhs Home Loan
What is The EMI for an INR 35 Lakhs Home Loan?

Throughout the country, many families dream of buying their own homes...

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What is the EMI for an INR 5 Lakhs Home Loan?
What is the EMI for an INR 5 Lakhs Home Loan?

Buying a home is a dream for many in India. The financial decision...

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Complete Guide About RERA Act and What Are The Rules
Complete Guide About RERA Act and What Are The Rules

As of 25th March 2016, the Government of India passed an Act regarding...

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What is The Difference Between Home Equity Loan and HELOC?
What is The Difference Between Home Equity Loan and HELOC?

Emergencies can dawn upon us at any time. It is always recommended...

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A Comprehensive Guide on TDS in Home Loan
A Comprehensive Guide on TDS in Home Loan

The ownership of a house is one of the highest privileges that...

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Things You Must Know Before You Become A Home Loan Guarantor
Things You Must Know Before You Become A Home Loan Guarantor

Got a request to become a home loan guarantor from your close ones?...

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Everything You Must Know About Pre-Approved Home Loan
Everything You Must Know About Pre-Approved Home Loan

One of the most important goals for every person in life is...

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What is the EMI for an INR 30 Lakhs Home loan?
What is the EMI for an INR 30 Lakhs Home loan?

Fulfilling your dream of purchasing a house has become more...

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What is Minimum And Maximum Age Limit For Home Loan?
Minimum And Maximum Age Limit For Home Loan In India

Justifying your home loan eligibility is usually a lengthy and tedious...

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Make Your Dream of Buying A House This Diwali With Grihashakti Home Loan
Make Your Dream of Buying A House This Diwali With Grihashakti Home Loan

Diwali is almost here, and we can’t wait to celebrate the...

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80EE vs 80EEA: Know The Difference Between For A Home Loan
80EE vs 80EEA: Know The Difference Between For A Home Loan

Owning a house in 2022 is no longer troublesome. You don’t have ...

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All About the Home Loan Provisional Certificate
All About the Home Loan Provisional Certificate

Having moved to a different city with a brand-new job, professionals...

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All You Need To Know About Home Loan Restructuring
All You Need To Know About Home Loan Restructuring

Economic conditions are uncertain. We can never be sure of what ...

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Top Home Renovation Ideas To Light Up Home This Diwali
Top Home Renovation Ideas To Light Up Home This Diwali

Diwali is just around the corner, and the time is almost here to...

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Understanding Legal and Technical Verification in Housing Loan!
Understanding Legal and Technical Verification in Housing Loan!

When taking up a housing loan, buyers must know all documentation...

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A Complete Guide to MCLR (Marginal Cost of Funds-Based Lending Rate)
A Complete Guide to MCLR (Marginal Cost of Funds-Based Lending Rate)

When we take a loan, we often have to pay high interest rates...

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Tips for Smoother Home Loan Sanctioning and Disbursement Process
Tips for Smoother Home Loan Sanctioning and Disbursement Process

Property prices have been consistently increasing across several parts of the country...

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What is the EMI for an INR 60 Lakhs Home Loan
What is the EMI for an INR 60 Lakhs Home Loan

Most lenders and housing finance companies offer home loans up to Rs. 60 lakh...

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What is the EMI for an INR 75 Lakhs Home loan
What is the EMI for an INR 75 Lakhs Home loan

Have you already zeroed in on your new home, and are looking for a home loan...

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What is the Difference Between Secured Loan and Unsecured Loan
What is the Difference Between Secured Loan and Unsecured Loan

Today, customers have various options to fund their personal or business ...

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Housing Loan Rules & Regulations, Guidelines for Home Loan
Housing Loan Rules & Regulations, Guidelines for Home Loan

Did you know? Homeownership is one of the most important dreams for most Indians....

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How to Choose the Best Home Loan Tenure
How to Choose the Best Home Loan Tenure

Lenders offer long tenures to borrowers so that they can realise their dreams...

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What is a Top Up Loan Benefits & Eligibility and More
What is a Top Up Loan Benefits & Eligibility and More

We all make budgets, but sticking to them is the difficult part...

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Which is a Financially Wiser Option- Buy or Rent a house?
Which is a Financially Wiser Option- Buy or Rent a house?

Finding the right place to stay is one of the most important requirements...

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Step by Step Guide to Calculate Home Loan EMI online - Grihashakti
Step by Step Guide to Calculate Home Loan EMI online - Grihashakti

Home loans are big-ticket loans, which require a long-term financial...

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How Women Can Benefit from Taking Home Loans
How Women Can Benefit from Taking Home Loans

In today’s modern and rapidly developing world, women are leading...

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Property Documents Required for a Home Loan
Property Documents Required for a Home Loan

Proper documentation is key to the successful approval of any loan...

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What is MOD in Home Loan? Is it Mandatory
What is MOD in Home Loan? Is it Mandatory?

While applying for a home loan, you must have noticed that the lender...

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What Happens to a Home Loan if the Borrower Dies?
What Happens to a Home Loan if the Borrower Dies?

If you have a home loan or are planning to take one, you must have certainly...

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Different Type of Home Loans in India
Different Type of Home Loans in India

In India, having a home has become linked with settling down...

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Tips to Reduce Existing Home Loan Tenure
Tips to Reduce Existing Home Loan Tenure

It’s not a surprise that every home loan borrower wants to keep their...

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Home loan Tenure Long or Short - Which One is Good
Home loan Tenure Long or Short - Which One is Good

Home loans are one of the most popular financing options...

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Home Equity Loans - A Complete Guide
Home Equity Loans - A Complete Guide

An Emergency can come knocking on your door at any point in time...

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Who Can be a Co-applicant for a Home Loan?
Who Can be a Co-applicant for a Home Loan?

When applying for a home loan, most of us are concerned about...

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What is Minimum Down Payment on a Home Loan?
What is Minimum Down Payment on a Home Loan?

Down payment on a home loan refers to the upfront amount paid...

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Top Home loan Rejection Reasons and Solutions
Top Home loan Rejection Reasons and Solutions

Do you know, despite being an easier mode of financing option...

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What is Home Loan Insurance? Why is it Important?
What is Home Loan Insurance? Why is it Important?

Life is not certain and also doesn’t come with any guarantee cards...

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What is the EMI for 10 Lakhs Home loan
What is the EMI for 10 Lakhs Home loan

Buying a home will be the most expensive thing you will ever buy in your life...

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What is the EMI for INR 15 Lakhs Home loan
What is the EMI for INR 15 Lakhs Home loan

Buying your own house leads to immense happiness. It is natural to spend a lot...

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What is the EMI for an INR 25 Lakhs Home loan? Know the Details Here
What is the EMI for an INR 25 Lakhs Home loan? Know the Details Here

A home loan can be one of the best ways to support one’s dream especially...

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What is the EMI for an INR 40 Lakhs Home loan? Know Details
What is the EMI for an INR 40 Lakhs Home loan? Know Details

Buying our own home is one of the biggest dreams we all have. We save money...

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INR 50 Lakhs Home loan - EMI Details, Interest Payable and More
INR 50 Lakhs Home loan - EMI Details, Interest Payable and More

Buying your own house is the biggest dream but at the same time, it can cause ...

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What are Unsecured Loans? Know the Types, Features, and Eligibility

Loans are lifesavers for many reasons. They can bail you out of difficult situations ...

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What is a Term Loan? Know More About Type and Benefits of Term Loans

Read this informative blog to know more about the meaning of a term loan, and the various...

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The 5 Cs of Credit and Their Importance

It is skeptic but true that there is no universal standard on what makes somebody...

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What-is-the-EMI-for-20-Lakhs-Home-loan
What is the EMI for a 20 Lakhs Home loan?

Buying a home can be a tough decision due to financial pressure. While buying a house...

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Fixed-vs-floating-Interest-Rate,-Which-One-you-should-Opt-for
Fixed vs Floating Interest Rate - Which One You Should Opt For?

Purchasing a property is possibly one of the biggest financial commitments of your life...

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What is Amortized loan How is it Works
What is an Amortized Loan and How Does it Work?

An amortized loan is a type of finance that is repaid over a defined period...

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What-is-balloon-payment-on-Loan--When-it-is-Required
What is Balloon Payment on Loan? When is it Required?

When you take out a home loan or a mortgage loan, you are required to make repayments...

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Tips-to-Reduce-your-Home-loan-interest-Rate-Grihashakti
Tips to Reduce Your Home loan Interest Rate

In home loans, the interest cost constitutes a significant part of the home loan EMI...

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5 Important Questions You Need to Ask While Taking a Home Loan

Taking a home loan is an important financial decision and needs to be taken carefully...

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Home-Loan-Refinance-Reasons,-Benefits-and-Eligibility
Home Loan Refinance: Reasons, Benefits and Eligibility

The COVID-19 induced global pandemic has brought down the interest rates for...

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Home loan Amortization Schedule Calculation

While taking a loan may seem like a daunting task initially, more and more...

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RBI Rule and Guidelines on Home Loan Balance Transfer, Interest Rates, And More

The last two decades have witnessed a significant rise in real estate. Millions of Indians...

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What-are-the-Advantages-of-taking-a-Home-loan
What Are the Advantages of Taking a Home Loan?

One of the biggest financial decisions in your life will be purchasing a dream home...

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What-is-the-difference-between-a-home-loan-and-a-mortgage-loan
What Is the Difference Between a Home Loan and A Mortgage Loan?

The demand for loans has been a constant driving force behind the increasing number...

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What is the best way to get rid of or pay off a home loan
What is the Best Way To "Get Rid Of" Or Pay Off a Home Loan?

Your dream becomes a reality when you purchase a brand new home. That is the good...

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Stamp Duty and Franking Charges in India for Home Property Purchase

Are you looking to buy your first home? Or set out to invest in another property? Either way...

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Essential Guide for First-Time Home Buyers

Buying your first home can be an exhilarating experience. While this is a journey...

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7-Useful-Tips-to-Get-a-Home-Loan-Easily
Top 7 Smart Tips to Qualify for a Home Loan Quickly

Finding your dream home can be exhausting. You put in years of research...

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What is a home loan All you need to know about home loans in india
What is a Home Loan? All You Need to Know About Home Loans in India

A home loan is a type of mortgage loan that allows individuals to purchase their dream home...

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Part-Payment-on-Home-loan-Uses-and-Benefits
Home loan Application Process - Step by Step Explanation

With easier access to home loans, buying your dream house has never been so easy. Yet, many homebuyers...

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What-are-the-Tax-benefits-can-I-Avail-on-my-Home-loan
What are the Tax benefits can I Avail on my Home loan

In the Income Tax Act 1961, there are multiple provisions under which you can claim tax deductions...

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Part-Payment-on-Home-loan-Uses-and-Benefits
Part Payment on Home loan - Uses and Benefits

Othing can beat the feeling of pride and joy when you become the owner of your first home...

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What-is-Home-loan-prepayment-What-are-the-Benefits-and-Limitations-of-Home-Loan-Prepayment
What is Home loan prepayment? What are the Benefits and Limitations of Home Loan Prepayment?

In home loans, towards the beginning of the tenure, the interest cost is the...

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CIBIL score for Home Loan - How Does it Impact Your Loan Application
What is CIBIL Score - How Does it Impact Your Home Loan Application

Planning to take a home loan to buy your dream home? This is an excellent...

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Low CIBIL Score and Need a Home Loan Here are some steps
How to Calculate Home Loan Interest? Is there an Online tool to calculate Home loan interest?

In any loan type, the interest cost is one of the major considerations and has the highest share in EMIs in the early days...

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How do I Know if I Can Qualify for a Home Loan?
How do I Know if I Can Qualify for a Home Loan?

You are standing in front of your dream home. Buying a property outright may be an option only for a select few...

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How A Home Loan Calculator Can Help You Calculate Tax Benefits
How A Home Loan Calculator Can Help You Calculate Tax Benefits

You must be aware of how a home loan can help save taxes on your income under different sections...

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New Year Resolution Buying your Dream House in 2022
New Year Resolution - Buying your Dream House in 2022

The year 2020 and 2021 has been a learning curve for everyone. It has shown us the true priorities...

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How to Achieve your Dream of Owning a House Using PMAY Subsidy Scheme?
How to Achieve your Dream of Owning a House Using PMAY Subsidy Scheme

The Indian economy is one of the fastest growing in the world with a burgeoning middle class population.

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Low CIBIL Score and Need a Home Loan Here are some steps
Low CIBIL Score and Need a Home Loan? Here are some steps

Everyone nurtures the dream of owning a house as it gives you and your family a sense of stability and security.

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How Much Time Does it Take to Get a PMAY CLSS Subsidy
How Much Time Does it Take to Get a PMAY CLSS Subsidy

In 2015, the government of India launched the Pradhan Mantri Awas Yojna (PMAY). The goal of this scheme is to make housing affordable...

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How Much Home Loan can I get on My Salary
How Much Home Loan can I get on My Salary?

Home is truly where the heart is, buying a home of your own can bring a sense of satisfaction and belonging. However, with the...

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Is now a good time to buy a house  What home buyers in 2021 should know
Is now a good time to buy a house? What home buyers in 2021 should know

The home buying space is abuzz with activities again despite the economic lull and uncertainties caused by...

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How Your Credit Score Can Impact Your Home Loan
How Your Credit Score Can Impact Your Home Loan?

The role of credit score and how it impacts the eligibility of a borrower to avail loan is often underestimated. Compared to your...

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What is a Home Loan NOC and why should you get it
What is a Home Loan NOC and why should you get it

A home loan NOC or no-objection certificate is a legal document issued by the lender which informs about the complete repayment...

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Difference between Home Improvement Loan and Home Extension Loan
Home Improvement vs Home Extension Loan: Know the Differences

We all love living in a good home and on timely basis we keep on doing home improvements in our homes as it adds substantial value...

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Home Loan
Government Gives Major Boost To Housing And Home Loans In India

There has been a steady offtake in the affordable housing segment due to government’s various incentives and efforts to stimulate...

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why  you  should  use  a  home  loan  calculator  before  applying  for  a loan
Why to use Home Loan Calculator? And How does it Work

Buying home is a dream that we all have and with the help of home loan it has become bit easy to fulfil this dream. There...

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Home Expansion Loan
Expand your Home with a Home Expansion Loan

Home additions such as kitchen expansions and additional bedrooms or even an additional floor all add square footage...

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How to plan your finances before applying for a home loan
How to plan your Finances before Applying for a Home Loan?

Buying a home loan without financial planning is like shooting in the dark. You would end up feeling overwhelmed with all the expenses...

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Role of an EMI calculator in the home loan application process
Features & Benefits of EMI calculator in the home loan application process

Equated Monthly Installment (EMI) is the amount payable every month to the financial institution until the loan amount is fully paid off...

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CIN number: U65922TN2010PLC076972
IRDAI COR No: CA0492

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