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Understanding Stamp Paper: Its Purpose and Validity
Understanding Stamp Paper: Its Purpose and Validity

In the realm of legal and financial documentation in India, the term stamp paper frequently arises.

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Understanding Gift Deeds: Registration, Documents, and Legal Insights
Understanding Gift Deeds: Registration, Documents, and Legal Insights

A gift deed is a legal document enabling the voluntary transfer of property

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What Is EBLR and Its Impact on Loan EMIs?
What Is EBLR and Its Impact on Loan EMIs?

External Benchmark Lending Rate (EBLR) is a system used to determine home loan

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What Is Property Tax Mangalore & How to Calculate?
What Is Property Tax Mangalore & How to Calculate?

Owning a property in Mangalore comes with several responsibilities,

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Stamp Duty and Property Registration Charges in Uttarakhand
Stamp Duty and Property Registration Charges in Uttarakhand

Stamp duty and registration charges in Uttarakhand are crucial legal components

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Stamp Duty and Registration Charges in Madhya Pradesh (2025)
Stamp Duty and Registration Charges in Madhya Pradesh (2025)

If you plan to purchase a property in Madhya Pradesh (MP), it’s important

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What Is an HFC & How Does It Work?
What Is an HFC & How Does It Work?

Buying a home is a major milestone, but securing a loan isn't always straightforward, especially

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MSME Registration in India: Step-by-Step Process and Key Benefits for Small Businesses
MSME Registration in India: Step-by-Step Process and Key Benefits for Small Businesses

If you're running a small business in India, you've likely engaged

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Mortgage Insurance Companies in India: What They Do and Why They’re Important
Mortgage Insurance Companies in India: What They Do and Why They’re Important

Buying a home is one of the biggest financial commitments you'll ever make.

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Home Warranty: Everything You Need to Know Before You Sign
Home Warranty: Everything You Need to Know Before You Sign

Owning a home is a major milestone, but it comes with

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Home Loans With Student Debt: Is It Possible? Expert Tips & Advice
Home Loans With Student Debt: Is It Possible? Expert Tips & Advice

Managing student loan debt while planning to purchase a home

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Fractional Homeownership: A Smart Investment Opportunity for Modern Buyers
Fractional Homeownership: A Smart Investment Opportunity for Modern Buyers

In today’s fast-evolving real estate domain, fractional homeownership

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Balancing the Books: How to Manage Your Home Finances
Balancing the Books: How to Manage Your Home Finances

Earning money is one thing; managing it well is another.

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A Comprehensive Guide on RERA Goa
A Comprehensive Guide on RERA Goa

If you're planning to buy property or start a real estate

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How to Manage the Burden of Multiple Home Loan Repayments
How to Manage the Burden of Multiple Home Loan Repayments

Managing multiple home loan repayments can be challenging.

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How Can You Avoid Mortgage Scams? Tips & Tricks
How Can You Avoid Mortgage Scams? Tips & Tricks

A mortgage or Loan Against Property can provide access to substantial

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Difference Between MCLR and RLLR: Key Points Explained
Difference Between MCLR and RLLR: Key Points Explained

To ensure transparency and fairness for borrowers, lenders use specific

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Impact of CIBIL Score on Loan Against Property Approval
Impact of CIBIL Score on Loan Against Property Approval

Your creditworthiness is one of the most important factors lenders

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How to Use a Loan Against Property for Your Wedding Expenses
How Your Employment History Impacts Your Home Loan Application

When applying for a home loan, your employment history plays

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15-Year vs. 30-Year Home Loans: Which Is Right for You?
15-Year vs. 30-Year Home Loans: Which Is Right for You?

Choosing between a 15-year or 30-year home loan tenure is a significant

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What to Do When Home Loan Interest Rates Are on the Rise
What to Do When Home Loan Interest Rates Are on the Rise

Various economic factors influence home loan interest rates,

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Understanding Green Home Loans
Buying a Second Home in India & Its Process

As sustainability becomes a priority for homeowners, the concept of green

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Buying a Second Home in India & Its Process
Buying a Second Home in India & Its Process

The Indian financial landscape has seen notable changes in recent years,

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Loan Against Property for Medical Emergencies: How It Can Help
Loan Against Property for Medical Emergencies: How It Can Help

The Indian financial landscape has seen notable changes in recent years,

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How to Reduce the Burden of Your Home Loan Payments

With home loan tenures typically ranging from 20 to 30 years, managing repayments

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What Is IGRS Rajasthan?
What Is IGRS Rajasthan?

The Inspector General of Registration and Stamps (IGRS) Rajasthan

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IGRS Delhi: Online Property Registration in Delhi
IGRS Delhi: Online Property Registration in Delhi

IGRS Delhi (Inspector-General of Registration and Stamps) and DORIS Delhi

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What Is the House Construction Cost in India?
What Is the House Construction Cost in India?

Constructing a house is an exciting milestone, but it is also a significant

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What Is the Andhra Pradesh Encumbrance Certificate?
What Is the Andhra Pradesh Encumbrance Certificate?

Managing multiple home loan repayments can be challenging.

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When Is the Right Time to Buy a New House in Mumbai?
When Is the Right Time to Buy a New House in Mumbai?

Buying a new home in Mumbai requires careful planning and consideration.

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What Is the Right Age to Get a Home Loan?
What Is the Right Age to Get a Home Loan?

Purchasing a home is a significant financial commitment, and a home loan

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ROI for Home Loans and How to Calculate It
ROI for Home Loans and How to Calculate It

When buying a home, many overlook the financial intricacies of assessing

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A Complete Guide to Builder Floor Apartments
A Complete Guide to Builder Floor Apartments

In today's real estate market, homebuyers are increasingly seeking properties

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Tier 1 vs Tier 2: Which Is Better for Buying a Home?
Tier 1 vs Tier 2: Which Is Better for Buying a Home?

Buying a home is one of the most significant financial decisions,

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Should You Opt for a Longer Home Loan Tenure or a Shorter One?
Should You Opt for a Longer Home Loan Tenure or a Shorter One?

When a borrower applies for a home loan, their credit score is one of the most

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Role of Credit Scores in Home Loan Approval
Role of Credit Scores in Home Loan Approval

When a borrower applies for a home loan, their credit score is one of the most

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Online vs Offline Home Loan: Which One Is Better?
Online vs Offline Home Loan: Which One Is Better?

Imagine applying for a home loan without the hassle of endless paperwork

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How to Increase Your Existing Home Loan Amount: What You Need to Know
How to Increase Your Existing Home Loan Amount: What You Need to Know

If your current home loan amount is restricting your financial flexibility,

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How to Get a Duplicate Copy of Property Documents?
How to Get a Duplicate Copy of Property Documents?

Losing or misplacing property documents can be incredibly stressful,

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How to Choose an Interior Designer for Your Home
How to Choose an Interior Designer for Your Home

Have you just purchased a new home? Decorating the interiors and organising

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Home Loan vs HRA: Decoding Tax Saving
Home Loan vs HRA: Decoding Tax Saving

When it comes to residential properties, the debate over whether to buy

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Home  Loan Agreement: Key Things Everyone Must Know
Home Loan Agreement: Key Things Everyone Must Know

Purchasing a home not only brings a sense of accomplishment and security

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Home  Loan: Need or Necessity?
Home Loan: Need or Necessity?

For many, buying a house is more than just an investment

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Important Questions You Need to Ask Your Home Loan Lender
Important Questions You Need to Ask Your Home Loan Lender

A home loan is a significant step in your journey to homeownership,

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Eco-Friendly House: Facts and Myths
Eco-Friendly House: Facts and Myths

Eco-friendly homes are becoming increasingly popular as individuals

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Circle Rate vs Market Rate: What Every Property Buyer Should Know
Circle Rate vs Market Rate: What Every Property Buyer Should Know

When purchasing a property, understanding the difference between the circle

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Capital Gains Tax on Property
Capital Gains Tax on Property

When an individual sells or transfers ownership of a property,

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Builder Buyer Agreement (BBA): All You Need to Know
Builder Buyer Agreement (BBA): All You Need to Know

A Builder Buyer Agreement (BBA) is a vital document in real estate

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All You Need to Know About Carpet Area vs Built-up Area
All You Need to Know About Carpet Area vs Built-up Area

Many prospective homebuyers often find themselves confused by the terms

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Why Using Your Annual Bonus to Prepay Loans is a Smart Move
Builder’s Floor vs Multi-Storey Apartment: Key Differences Explained

Prepaying a home loan means making extra payments toward the loan principal over and above your regular EMIs.

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Builder’s Floor vs Multi-Storey Apartment: Key Differences Explained
Builder’s Floor vs Multi-Storey Apartment: Key Differences Explained

In the real estate sector of India, homebuyers often come across two popular residential options:

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Furnished vs Unfurnished Apartment: Which is Better for You?
Furnished vs Unfurnished Apartment: Which is Better for You?

A furnished apartment is one that comes with essential furniture and household items,

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Starter Home vs Dream Home: Which Should Be Your First House?
Starter Home vs Dream Home: Which Should Be Your First House?

Are you planning to buy your first home? You’ll likely face a common dilemma: choosing

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Key Information You Should Know About Home Loan Statements
Key Information You Should Know About Home Loan Statements

Understanding home loan statements is essential when managing your home loan effectively.

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Top 5 Home Renovation Trends to Watch in 2025
Top 5 Home Renovation Trends to Watch in 2025

Renovating your home not only gives it a fresh look but also offers the perfect opportunity to experiment

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What are Conversion Charges for Home Loans? A Detailed Explanation
What are Conversion Charges for Home Loans? A Detailed Explanation

When taking a home loan, borrowers may have the option to modify certain loan terms over time

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Is a Home Loan the Best Tax Saving Option?
Is a Home Loan the Best Tax Saving Option?

When planning to buy a home, you might have wondered, “Is it good to take a home loan?”

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Joint Home Loans for Married Couples: Pros & Cons
Joint Home Loans for Married Couples: Pros & Cons

Joint home loans for married couples have gained popularity as a practical way to finance a dream home.

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Guide to Calculate Your Income for Financial Planning
Guide to Calculate Your Income for Financial Planning

Financial planning is a crucial aspect of managing your money effectively. A key part of this

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Exploring Housing Finance Companies (HFCs): All You Need to Know
Exploring Housing Finance Companies (HFCs): All You Need to Know

Owning a home is a dream for many, but the financial commitment it entails can be daunting

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Everything You Need to Know About a Home Loan Provisional Certificate
Everything You Need to Know About a Home Loan Provisional Certificate

Managing a home loan effectively requires a clear understanding of key documents associated with it,

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Township Projects: What They Are & Why You Should Consider Investing
Township Projects: What They Are & Why You Should Consider Investing

When exploring real estate opportunities, you might have come across the term "township projects"

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Differences Between a Co-Borrower, Co-Owner, Co-Signer, and Co-Applicant in a Home Loan
Differences Between a Co-Borrower, Co-Owner, Co-Signer, and Co-Applicant in a Home Loan

When applying for a home loan, you may come across terms like co-borrower, co-owner, co-signer,

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Why 2025 Is the Ideal Time to Buy a House in India
Why 2025 Is the Ideal Time to Buy a House in India

If you've been wondering, "When is the best time to buy a house?" 2025 can be the ideal

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Why Regular Review of Your Home Loan is Essential for Savings
Why Regular Review of Your Home Loan is Essential for Savings

Owning a home is a milestone achievement, but managing a home loan requires ongoing attention.

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When Is the Right Time to Consider a Home Extension?
When Is the Right Time to Consider a Home Extension?

Home extensions are more than just an architectural upgrade; they’re a lifestyle enhancement

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New House vs Old House: Which Is the Right Choice for You?
New House vs Old House: Which Is the Right Choice for You?

As an aspiring homeowner, buying a new property isn’t your only option.

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Switching Home Loan Financer During Tenure: Is It Possible?
Switching Home Loan Financer During Tenure: Is It Possible?

When repaying a home loan, it’s easy to feel locked into the terms and conditions

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Under-Construction vs. Ready-to-Move-in Property: How to Choose?
Under-Construction vs. Ready-to-Move-in Property: How to Choose?

Ready to buy your dream home? You'll likely face a decision between two options:

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Top 5 Hurdles to Overcome in Home Loan Balance Transfer
Top 5 Hurdles to Overcome in Home Loan Balance Transfer

A home loan balance transfer is a process in which a borrower transfers the outstanding

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What Is a Land Record in India?
What Is a Land Record in India?

Land records are a critical part of the legal and administrative structure of any country,

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How to Declare Home Loan in Income Tax: A Step-by-Step Guide
How to Declare Home Loan in Income Tax: A Step-by-Step Guide

Owning a home is a lifelong dream for many, often made possible through a home loan.

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House Hunting Conundrum: How Expectations vs Reality Differ
House Hunting Conundrum: How Expectations vs Reality Differ

House hunting for beginners is an exciting yet daunting journey. For many,

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Home Solar Systems: Paving the Way for the Future of Residential Housing
Home Solar Systems: Paving the Way for the Future of Residential Housing

As the world faces pressing challenges like climate change, resource depletion, and rising energy

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Home Loan or Cash Payment: Which is the Best Option for You?
Home Loan or Cash Payment: Which is the Best Option for You?

If you’re planning to buy a new house or apartment, you’ve likely asked yourself,

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Home Loan EMI Payment – Cheques vs. ECS
Home Loan EMI Payment – Cheques vs. ECS

Paying your home loan EMI is a significant financial responsibility, but how do you ensure

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Top 5 Common Reasons Why Home Loan Applications Get Rejected
The Advantages of Home Loan Balance Transfer

Home loans are a significant financial commitment, often spanning several years.

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Easy PF Withdrawal Methods for Home Loans 2025: Complete Guide
Easy PF Withdrawal Methods for Home Loans 2025: Complete Guide

The Employees' Provident Fund (EPF) is a popular retirement savings scheme for salaried individuals in India.

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Different Types of Home Loan Calculators: Which One to Use?
Different Types of Home Loan Calculators: Which One to Use?

When you're in the market for a home loan, understanding how much you will pay each month

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Benefits of Paying Higher Home Loan EMIs for Faster Loan Repayment
Benefits of Paying Higher Home Loan EMIs for Faster Loan Repayment

Owning a house is a cherished dream for many Indians. While purchasing a home is often an emotional decision

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PMAY Claim Rejection: Tips for Successful Applications
PMAY Claim Rejection: Tips for Successful Applications

The Pradhan Mantri Awas Yojana (PMAY) is a flagship initiative launched by the Government of India to provide

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Adjustable vs. Fixed-Rate Home Loans: Pros and Cons Explained
Adjustable vs. Fixed-Rate Home Loans: Pros and Cons Explained

Purchasing a home is one of the most significant financial decisions you’ll ever make.

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80:20 Home Loan Rule: What You Need to Know Before Buying a House
80:20 Home Loan Rule: What You Need to Know Before Buying a House

The 80:20 home loan rule is a financial arrangement designed to assist individuals

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Factors Affecting Value of Residential Property
Factors Affecting Value of Residential Property

Two residential properties in the same city can have drastically different price tags.

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5 Tips on How to Reduce Interest on Home Loan Effectively
5 Tips on How to Reduce Interest on Home Loan Effectively

Paying off your home loan is one of the most significant financial commitments you'll ever make.

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Step-by-Step Guide for Home Loan Process in 2025
Step-by-Step Guide for Home Loan Process in 2025

Did you know that the average size of home loans in India increased by 22%  in just three years?

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Guide to Navigating the Home Loan Process in Mumbai
Guide to Navigating the Home Loan Process in Mumbai

Buying your first home in a big city like Mumbai can be quite exciting, but it often comes with plenty

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How Your CIBIL Score Affects Home Loan Approval and What You Can Do About It
How Your CIBIL Score Affects Home Loan Approval and What You Can Do About It

Have you ever wondered why so much importance is given to your CIBIL score when you apply

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Understanding the Features and Benefits of Home Loans
Understanding the Features and Benefits of Home Loans

A home loan is a financial product offered by lending institutions to help individuals buy a new or resale

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Breaking Down Home Loan Foreclosure Charges and How to Avoid Them
Breaking Down Home Loan Foreclosure Charges and How to Avoid Them

While home loans provide the much-needed financial support for securing a comfortable

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Step-by-Step Guide to Home Loan Repayment
Step-by-Step Guide to Home Loan Repayment

In a recent survey conducted with 1,629 urban homebuyers, it was revealed

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Why Taking a Home Loan Could Be the Right Move for You
Why Taking a Home Loan Could Be the Right Move for You

Purchasing a home is a defining milestone for many – one that reflects stability,

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How Much of a CIBIL Score Is Needed to Secure a Home Loan?
How Much of a CIBIL Score Is Needed to Secure a Home Loan?

For many aspiring homeowners, the dream of owning a home often depends on securing

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The Ultimate Guide to Finding Low-Interest Home Loans
The Ultimate Guide to Finding Low-Interest Home Loans

Taking out a home loan is a significant financial decision that requires careful consideration.

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Smart Tips to Boost Your Home Loan Eligibility in 2025
Smart Tips to Boost Your Home Loan Eligibility in 2025

As property prices continue to climb, meeting the home loan eligibility criteria

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Why Regularly Reviewing Your Home Loan Can Save You Money
Why Regularly Reviewing Your Home Loan Can Save You Money

Securing a home loan is a critical step in achieving the dream of owning your own home.

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How to Transfer Your Home Loan to Another Bank
How to Transfer Your Home Loan to Another Bank

While home loans provide much-needed financial support, their terms and conditions

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How the Repo Rate Affects Your Home Loan EMI and Interest
How the Repo Rate Affects Your Home Loan EMI and Interest

Home loans provide an accessible way to finance your dream home, but the cost

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The Crucial Role of Home Loans in Real Estate Development
The Crucial Role of Home Loans in Real Estate Development

The real estate market in India is expected to grow to INR 65,000 crores by 2040 ,

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Understanding the Latest Home Loan Guidelines from the RBI
Understanding the Latest Home Loan Guidelines from the RBI

Home loans are an essential financial tool for millions of Indians striving

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Expert Tips and Tricks to Secure the Best Home Loan
Expert Tips and Tricks to Secure the Best Home Loan

Whether you're a first-time homebuyer or a seasoned investor, understanding.

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Top 10 Essential Facts to Know Before Applying for a Home Loan
Top 10 Essential Facts to Know Before Applying for a Home Loan

A home loan is often one of the largest financial commitments you’ll make in your lifetime, so it’s crucial

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7 Proven Strategies to Pay Off Your Home Loan Faster in India
7 Proven Strategies to Pay Off Your Home Loan Faster in India

Owning a home is one of life’s biggest milestones, but it comes with a substantial

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How to Manage Home Loan EMI Effectively and Stay Within Budget
How to Manage Home Loan EMI Effectively and Stay Within Budget

Buying a home is one of the most significant financial decisions in a person’s life.

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How to Pay Off an INR 50 Lakhs Home Loan in Under 10 Years
How to Pay Off an INR 50 Lakhs Home Loan in Under 10 Years

Paying off an INR 50 lakhs home loan might seem like a daunting prospect

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Top 5 Common Reasons Why Home Loan Applications Get Rejected
The Advantages of Home Loan Balance Transfer

Home loans are a significant financial commitment, often spanning several years.

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Top 5 Common Reasons Why Home Loan Applications Get Rejected
Top 5 Common Reasons Why Home Loan Applications Get Rejected

With rising property prices, home loans have become an essential part

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Can a Home Loan Boost Your CIBIL Score? Here’s What You Need to Know
Can a Home Loan Boost Your CIBIL Score? Here’s What You Need to Know

It’s widely understood that a strong CIBIL score is one of the most important

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What Is a Home Loan Top-Up and Why Should You Consider It?
What Is a Home Loan Top-Up and Why Should You Consider It?

According to a recent survey, as many as 79%  of 1,629 urban homebuyers said

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Top Up Home Loan Benefits
Top Up Home Loan Benefits

Have you ever faced a situation where you needed additional funds

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Future Home Loans: Trends to Watch
Future Home Loans: Trends to Watch

Homeownership continues to be one of the primary aspirations for Indians.

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Ultimate Checklist for Buying A House
Ultimate Checklist for Buying A House

The real estate sector in India witnessed an 11-year high in residential housing

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Home Loan Myths Debunked – Complete Overview
Home Loan Myths Debunked – Complete Overview

The journey to owning a home can be hindered by confusion

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Home Maintenance Tips – Complete Checklist
Home Maintenance Tips – Complete Checklist

Maintaining a home requires ongoing effort, but with a structured approach

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An Overview of Home Renovation Planning
An Overview of Home Renovation Planning

Home renovation is an exciting project that can transform your living space

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How Economic Trends Affect Home Loans in India
How Economic Trends Affect Home Loans in India

India’s economy has been evolving rapidly, driven by a combination of factors

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What Is a Home Inspection in India
What Is a Home Inspection in India

A home inspection in India is a professional evaluation of a property's condition

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What Is NOC? - A Complete Guide
What Is NOC? - A Complete Guide

A No Objection Certificate (NOC) is an essential document issued

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What Are Closing Costs? – Complete Guide
What Are Closing Costs? – Complete Guide

The term “closing costs” refers to the fees and expenses incurred

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Full Home Renovation Cost – An Overview
Full Home Renovation Cost – An Overview?

For many homeowners, a full home renovation is a great opportunity

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How to Create a Home Loan Application Letter?
How to Create a Home Loan Application Letter?

The home loan application letter is your first point of contact with a lender

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How to Check Home Loan Application Status Online
How to Check Home Loan Application Status Online

Since applying for a home loan is a major decision, staying updated on the status

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Home Loan Benefits for Ladies in India
Home Loan Benefits for Ladies in India

While the number of women borrowers rose by 17.8% in 2023

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Home Loan Eligibility Based on Salary
Home Loan Eligibility Based on Salary

For many, securing a home loan is a crucial step toward homeownership.

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Home Loan Subsidy in India – An Overview
Home Loan Subsidy in India – An Overview

In India, a home loan subsidy is a government initiative aimed at making

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Housing Market Predictions for Upcoming Trends
Housing Market Predictions for Upcoming Trends

From July to September 2024, the housing market witnessed a 5% growth

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What Is a Reverse Mortgage? – Complete Guide
What Is a Reverse Mortgage? – Complete Guide

A reverse mortgage, introduced in India in 2007, is a financial product designed

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YSR Housing Scheme – A Comprehensive Guide
YSR Housing Scheme – A Comprehensive Guide

Owning a home – a space that offers comfort, security, and stability

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What Is Home Credit Loan Settlement?
What Is Home Credit Loan Settlement?

Did you know that, according to the Financial Stability Report for

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What Is a Home Loan Guarantor?
What Is a Home Loan Guarantor?

A home loan guarantor plays a crucial role in supporting borrowers

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Overview of CIBIL Score Calculation
Overview of CIBIL Score Calculation

The Reserve Bank of India (RBI) has mandated that starting January 1, 2025,

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What Is Stamp Duty? – An Overview
What Is Stamp Duty? – An Overview

When a property is purchased or transferred, buyers are required to pay

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Overview of Awas Yojana Form Online
Overview of Awas Yojana Form Online

Buying a house can seem like a complex process due to the extensive paperwork

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Overview of Collateral Loans on Property
Overview of Collateral Loans on Property

Collateral loans on property allow applicants to secure funding from lending

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What Is the SDMC Property Tax – An Overview
What Is the SDMC Property Tax – An Overview

The South Delhi Municipal Corporation (SDMC) property tax is a mandatory

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What Is Affordable Housing Criteria? – An Overview
What Is Affordable Housing Criteria? – An Overview

The primary goal of affordable housing criteria is to make homeownership accessible

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Convert Acre to Cent Online
Convert Acre to Cent Online

If you’ve been involved in land valuation discussions or transactions

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Construction Loan Documents Required Checklist
Construction Loan Documents Required Checklist

Owning a house is a cherished dream for many. While some prefer

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What Is the RERA Act in Rajasthan?
What Is the RERA Act in Rajasthan?

The Real Estate Regulatory Authority or the RERA Act in Rajasthan

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What Is Mysore Property Tax?
What Is Mysore Property Tax?

In April 2020, amidst the COVID-19 crisis, the Mysore City

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Earnest Money Deposit – Complete Guide
Earnest Money Deposit – Complete Guide

If you’re looking to buy a home or a commercial property

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MPIGR – Property Registration on MPIGR
MPIGR – Property Registration on MPIGR

If you’re looking to make property-related transactions

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Assessment ID in PMAY: What Is It?
Assessment ID in PMAY: What Is It?

Pradhan Mantri Awas Yojana (PMAY) was launched on 25th June 2015

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Difference between ITR 1 and ITR 4
Difference between ITR 1 and ITR 4

Choosing the correct Income Tax Return (ITR) form is crucial for accurately reporting income

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Differences Between 1 RK And 1 BHK Apartments
Differences Between 1 RK And 1 BHK Apartments

Searching for a new apartment can be both exciting and overwhelming

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Pros and Cons: Higher Floor vs Lower Floor Living - Which Is Better?
Pros and Cons: Higher Floor vs Lower Floor Living - Which Is Better?

When choosing your dream apartment, one of the most important decisions

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Stamp Duty and Property Registration in Bihar
Stamp Duty and Property Registration in Bihar

Property investment in Bihar comes with two vital costs: stamp duty

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What are Floating Rate? – A Complete Overview
What are Floating Rate? – A Complete Overview

When considering taking out a loan, it is essential to understand s

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What Is the Difference Between a Villa, Bungalow, and Duplex Apartment
What Is the Difference Between a Villa, Bungalow, and Duplex Apartment

When considering purchasing a residential property, you are faced with a variety

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Stamp Duty And Registration Charges In Tamil Nadu
Stamp Duty And Registration Charges In Tamil Nadu

According to the Indian Stamps Act of 1899 and the Tamil Nadu Stamp Act of 2019,

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Acre to Bigha Conversion
Acre to Bigha Conversion

Land measurement units can vary significantly across regions

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Acre to Sq. Ft. (Square Feet) Conversion
Acre to Sq. Ft. (Square Feet) Conversion

There are various land measurement units used across the world

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Acre to Square Metre Conversion
Acre to Square Metre Conversion

In India, understanding how to convert acre to square metre

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AnyRoR Gujarat
AnyRoR Gujarat

Does the thought of accessing land or property-related information

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IGRS Telangana – An Overview
IGRS Telangana – An Overview

IGRS Telangana is the official website of the Government

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IGRS Uttar Pradesh – An Overview
IGRS Uttar Pradesh – An Overview

IGRS UP or the Integrated Grievance Redressal System is an online platform

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Stamp Duty and Registration Charges in Maharashtra
Stamp Duty and Registration Charges in Maharashtra

Paying stamp duty in Maharashtra is a crucial part of the process

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Stamp Duty and Registration Charges in West Bengal
Stamp Duty and Registration Charges in West Bengal

Stamp duty and registration charges are crucial taxes to be paid

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Why Are Property Rates In Mumbai So High
Why Are Property Rates In Mumbai So High

Mumbai, often referred to as the financial capital of India

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Stamp Duty and Property Registration Charges in Telangana
Stamp Duty and Property Registration Charges in Telangana

When a property transaction takes place, the state government imposes

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Ways on How to Apply For a Home Loan
Ways on How to Apply For a Home Loan

Owning a home is a significant milestone that can be made more achievable with a home loan.

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A Glance at Property Rights for Women in India
A Glance at Property Rights for Women in India

In the past, women faced inequality in property ownership, and society often

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Duplex House - Meaning, Types with Pros & Cons
Duplex House - Meaning, Types with Pros & Cons

Even as duplex homes have become increasingly popular in the Indian

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How RERA Benefits Homebuyers in India
How RERA Benefits Homebuyers in India

Buying a home is a significant milestone. Historically, the Indian real estate market

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RERA Registration Process - How to Apply and Get RERA Registration Number?
RERA Registration Process - How to Apply and Get RERA Registration Number?

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Repo, Reverse Repo Rate and Its Impact on Home Loans
Repo, Reverse Repo Rate and Its Impact on Home Loans

Repo rate is a financial concept related to financial institutions...

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Everything you Need to Know About MahaRERA Act
Everything you Need to Know About MahaRERA Act

The RERA Act Maharashtra is the set of rules set by the Maharashtra...

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What is a Sale Deed and Why is it Important in Home Loans?
What is a Sale Deed and Why is it Important in Home Loans?

More than 50% Indians own their houses. The other part of the...

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What is The EMI for an INR 35 Lakhs Home Loan
What is The EMI for an INR 35 Lakhs Home Loan?

Throughout the country, many families dream of buying their own homes...

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What is the EMI for an INR 5 Lakhs Home Loan?
What is the EMI for an INR 5 Lakhs Home Loan?

Buying a home is a dream for many in India. The financial decision...

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Complete Guide About RERA Act and What Are The Rules
Complete Guide About RERA Act and What Are The Rules

As of 25th March 2016, the Government of India passed an Act regarding...

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What is The Difference Between Home Equity Loan and HELOC?
What is The Difference Between Home Equity Loan and HELOC?

Emergencies can dawn upon us at any time. It is always recommended...

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A Comprehensive Guide on TDS in Home Loan
A Comprehensive Guide on TDS in Home Loan

The ownership of a house is one of the highest privileges that...

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Things You Must Know Before You Become A Home Loan Guarantor
Things You Must Know Before You Become A Home Loan Guarantor

Got a request to become a home loan guarantor from your close ones?...

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Everything You Must Know About Pre-Approved Home Loan
Everything You Must Know About Pre-Approved Home Loan

One of the most important goals for every person in life is...

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What is the EMI for an INR 30 Lakhs Home loan?
What is the EMI for an INR 30 Lakhs Home loan?

Fulfilling your dream of purchasing a house has become more...

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What is Minimum And Maximum Age Limit For Home Loan?
Minimum And Maximum Age Limit For Home Loan In India

Justifying your home loan eligibility is usually a lengthy and tedious...

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Make Your Dream of Buying A House This Diwali With SMFG Grihashakti Home Loan
Make Your Dream of Buying A House This Diwali With SMFG Grihashakti Home Loan

Diwali is almost here, and we can’t wait to celebrate the...

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80EE vs 80EEA: Know The Difference Between For A Home Loan
80EE vs 80EEA: Know The Difference Between For A Home Loan

Owning a house in 2022 is no longer troublesome. You don’t have ...

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All About the Home Loan Provisional Certificate
All About the Home Loan Provisional Certificate

Having moved to a different city with a brand-new job, professionals...

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All You Need To Know About Home Loan Restructuring
All You Need To Know About Home Loan Restructuring

Economic conditions are uncertain. We can never be sure of what ...

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Top Home Renovation Ideas To Light Up Home This Diwali
Top Home Renovation Ideas To Light Up Home This Diwali

Diwali is just around the corner, and the time is almost here to...

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Understanding Legal and Technical Verification in Housing Loan!
Understanding Legal and Technical Verification in Housing Loan!

When taking up a housing loan, buyers must know all documentation...

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A Complete Guide to MCLR (Marginal Cost of Funds-Based Lending Rate)
A Complete Guide to MCLR (Marginal Cost of Funds-Based Lending Rate)

When we take a loan, we often have to pay high interest rates...

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Tips for Smoother Home Loan Sanctioning and Disbursement Process
Tips for Smoother Home Loan Sanctioning and Disbursement Process

Property prices have been consistently increasing across several parts of the country...

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What is the EMI for an INR 60 Lakhs Home Loan
What is the EMI for an INR 60 Lakhs Home Loan

Most lenders and housing finance companies offer home loans up to Rs. 60 lakh...

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What is the EMI for an INR 75 Lakhs Home loan
What is the EMI for an INR 75 Lakhs Home loan

Have you already zeroed in on your new home, and are looking for a home loan...

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What is the Difference Between Secured Loan and Unsecured Loan
What is the Difference Between Secured Loan and Unsecured Loan

Today, customers have various options to fund their personal or business ...

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Housing Loan Rules & Regulations, Guidelines for Home Loan
Housing Loan Rules & Regulations, Guidelines for Home Loan

Did you know? Homeownership is one of the most important dreams for most Indians....

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How to Choose the Best Home Loan Tenure
How to Choose the Best Home Loan Tenure

Lenders offer long tenures to borrowers so that they can realise their dreams...

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What is a Top Up Loan Benefits & Eligibility and More
What is a Top Up Loan Benefits & Eligibility and More

We all make budgets, but sticking to them is the difficult part...

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Which is a Financially Wiser Option- Buy or Rent a house?
Which is a Financially Wiser Option- Buy or Rent a house?

Finding the right place to stay is one of the most important requirements...

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Step by Step Guide to Calculate Home Loan EMI online - Grihashakti
Step by Step Guide to Calculate Home Loan EMI online - Grihashakti

Home loans are big-ticket loans, which require a long-term financial...

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How Women Can Benefit from Taking Home Loans
How Women Can Benefit from Taking Home Loans

In today’s modern and rapidly developing world, women are leading...

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Property Documents Required for a Home Loan
Property Documents Required for a Home Loan

Proper documentation is key to the successful approval of any loan...

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What is MOD in Home Loan? Is it Mandatory
What is MOD in Home Loan? Is it Mandatory?

While applying for a home loan, you must have noticed that the lender...

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What Happens to a Home Loan if the Borrower Dies?
What Happens to a Home Loan if the Borrower Dies?

If you have a home loan or are planning to take one, you must have certainly...

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Different Type of Home Loans in India
Different Type of Home Loans in India

In India, having a home has become linked with settling down...

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Tips to Reduce Existing Home Loan Tenure
Tips to Reduce Existing Home Loan Tenure

It’s not a surprise that every home loan borrower wants to keep their...

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Home loan Tenure Long or Short - Which One is Good
Home loan Tenure Long or Short - Which One is Good

Home loans are one of the most popular financing options...

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Home Equity Loans - A Complete Guide
Home Equity Loans - A Complete Guide

An Emergency can come knocking on your door at any point in time...

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Who Can be a Co-applicant for a Home Loan?
Who Can be a Co-applicant for a Home Loan?

When applying for a home loan, most of us are concerned about...

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What is Minimum Down Payment on a Home Loan?
What is Minimum Down Payment on a Home Loan?

Down payment on a home loan refers to the upfront amount paid...

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Top Home loan Rejection Reasons and Solutions
Top Home loan Rejection Reasons and Solutions

Do you know, despite being an easier mode of financing option...

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What is Home Loan Insurance? Why is it Important?
What is Home Loan Insurance? Why is it Important?

Life is not certain and also doesn’t come with any guarantee cards...

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What is the EMI for 10 Lakhs Home loan
What is the EMI for 10 Lakhs Home loan

Buying a home will be the most expensive thing you will ever buy in your life...

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What is the EMI for INR 15 Lakhs Home loan
What is the EMI for INR 15 Lakhs Home loan

Buying your own house leads to immense happiness. It is natural to spend a lot...

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What is the EMI for an INR 25 Lakhs Home loan? Know the Details Here
What is the EMI for an INR 25 Lakhs Home loan? Know the Details Here

A home loan can be one of the best ways to support one’s dream especially...

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What is the EMI for an INR 40 Lakhs Home loan? Know Details
What is the EMI for an INR 40 Lakhs Home loan? Know Details

Buying our own home is one of the biggest dreams we all have. We save money...

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INR 50 Lakhs Home loan - EMI Details, Interest Payable and More
INR 50 Lakhs Home loan - EMI Details, Interest Payable and More

Buying your own house is the biggest dream but at the same time, it can cause ...

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What-are-unsecured-loan-Type-Features-Eligibility
What are Unsecured Loans? Know the Types, Features, and Eligibility

Loans are lifesavers for many reasons. They can bail you out of difficult situations ...

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What-are-secured-loan-Type-Features,-Eligibility
What is a Term Loan? Know More About Type and Benefits of Term Loans

Read this informative blog to know more about the meaning of a term loan, and the various...

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The-5-Cs-of-Credit-and-their-Importance
The 5 Cs of Credit and Their Importance

It is skeptic but true that there is no universal standard on what makes somebody...

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What-is-the-EMI-for-20-Lakhs-Home-loan
What is the EMI for a 20 Lakhs Home loan?

Buying a home can be a tough decision due to financial pressure. While buying a house...

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Fixed-vs-floating-Interest-Rate,-Which-One-you-should-Opt-for
Fixed vs Floating Interest Rate - Which One You Should Opt For?

Purchasing a property is possibly one of the biggest financial commitments of your life...

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What is Amortized loan How is it Works
What is an Amortized Loan and How Does it Work?

An amortized loan is a type of finance that is repaid over a defined period...

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What-is-balloon-payment-on-Loan--When-it-is-Required
What is Balloon Payment on Loan? When is it Required?

When you take out a home loan or a mortgage loan, you are required to make repayments...

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Tips-to-Reduce-your-Home-loan-interest-Rate-Grihashakti
Tips to Reduce Your Home loan Interest Rate

In home loans, the interest cost constitutes a significant part of the home loan EMI...

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5-Important-Questions-you-need-to-ask-your-lender-while-taking-a-home-loan
5 Important Questions You Need to Ask While Taking a Home Loan

Taking a home loan is an important financial decision and needs to be taken carefully...

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Home-Loan-Refinance-Reasons,-Benefits-and-Eligibility
Home Loan Refinance: Reasons, Benefits and Eligibility

The COVID-19 induced global pandemic has brought down the interest rates for...

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How-is-the-Home-loan-amortisation-schedule-Calculated
Home loan Amortization Schedule Calculation

While taking a loan may seem like a daunting task initially, more and more...

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RBI-rule-and-guidelines-on-home-loan-balance-transfer,-interest-rates,-and-more
RBI Rule and Guidelines on Home Loan Balance Transfer, Interest Rates, And More

The last two decades have witnessed a significant rise in real estate. Millions of Indians...

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What-are-the-Advantages-of-taking-a-Home-loan
What Are the Advantages of Taking a Home Loan?

One of the biggest financial decisions in your life will be purchasing a dream home...

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What-is-the-difference-between-a-home-loan-and-a-mortgage-loan
What Is the Difference Between a Home Loan and A Mortgage Loan?

The demand for loans has been a constant driving force behind the increasing number...

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What is the best way to get rid of or pay off a home loan
What is the Best Way To "Get Rid Of" Or Pay Off a Home Loan?

Your dream becomes a reality when you purchase a brand new home. That is the good...

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Stamp-Duty-and-Franking-Charges-in-India-for-Home-Property-Purchase
Stamp Duty and Franking Charges in India for Home Property Purchase

Are you looking to buy your first home? Or set out to invest in another property? Either way...

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Essential-Guide-for-First-Time-Home-Buyers
Essential Guide for First-Time Home Buyers

Buying your first home can be an exhilarating experience. While this is a journey...

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7-Useful-Tips-to-Get-a-Home-Loan-Easily
Top 7 Smart Tips to Qualify for a Home Loan Quickly

Finding your dream home can be exhausting. You put in years of research...

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What is a home loan All you need to know about home loans in india
What is a Home Loan? All You Need to Know About Home Loans in India

A home loan is a type of mortgage loan that allows individuals to purchase their dream home...

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Part-Payment-on-Home-loan-Uses-and-Benefits
Home loan Application Process - Step by Step Explanation

With easier access to home loans, buying your dream house has never been so easy. Yet, many homebuyers...

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What-are-the-Tax-benefits-can-I-Avail-on-my-Home-loan
What are the Tax benefits can I Avail on my Home loan

In the Income Tax Act 1961, there are multiple provisions under which you can claim tax deductions...

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Part-Payment-on-Home-loan-Uses-and-Benefits
Part Payment on Home loan - Uses and Benefits

Othing can beat the feeling of pride and joy when you become the owner of your first home...

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What-is-Home-loan-prepayment-What-are-the-Benefits-and-Limitations-of-Home-Loan-Prepayment
What is Home loan prepayment? What are the Benefits and Limitations of Home Loan Prepayment?

In home loans, towards the beginning of the tenure, the interest cost is the...

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CIBIL score for Home Loan - How Does it Impact Your Loan Application
What is CIBIL Score - How Does it Impact Your Home Loan Application

Planning to take a home loan to buy your dream home? This is an excellent...

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Low CIBIL Score and Need a Home Loan Here are some steps
How to Calculate Home Loan Interest? Is there an Online tool to calculate Home loan interest?

In any loan type, the interest cost is one of the major considerations and has the highest share in EMIs in the early days...

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How do I Know if I Can Qualify for a Home Loan?
How do I Know if I Can Qualify for a Home Loan?

You are standing in front of your dream home. Buying a property outright may be an option only for a select few...

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How A Home Loan Calculator Can Help You Calculate Tax Benefits
How A Home Loan Calculator Can Help You Calculate Tax Benefits

You must be aware of how a home loan can help save taxes on your income under different sections...

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New Year Resolution Buying your Dream House in 2022
New Year Resolution - Buying your Dream House in 2022

The year 2020 and 2021 has been a learning curve for everyone. It has shown us the true priorities...

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How to Achieve your Dream of Owning a House Using PMAY Subsidy Scheme?
How to Achieve your Dream of Owning a House Using PMAY Subsidy Scheme

The Indian economy is one of the fastest growing in the world with a burgeoning middle class population.

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Low CIBIL Score and Need a Home Loan Here are some steps
Low CIBIL Score and Need a Home Loan? Here are some steps

Everyone nurtures the dream of owning a house as it gives you and your family a sense of stability and security.

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How Much Time Does it Take to Get a PMAY CLSS Subsidy
How Much Time Does it Take to Get a PMAY CLSS Subsidy

In 2015, the government of India launched the Pradhan Mantri Awas Yojna (PMAY). The goal of this scheme is to make housing affordable...

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How Much Home Loan can I get on My Salary
How Much Home Loan can I get on My Salary?

Home is truly where the heart is, buying a home of your own can bring a sense of satisfaction and belonging. However, with the...

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Is now a good time to buy a house  What home buyers in 2021 should know
Is now a good time to buy a house? What home buyers in 2021 should know

The home buying space is abuzz with activities again despite the economic lull and uncertainties caused by...

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How Your Credit Score Can Impact Your Home Loan
How Your Credit Score Can Impact Your Home Loan?

The role of credit score and how it impacts the eligibility of a borrower to avail loan is often underestimated. Compared to your...

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What is a Home Loan NOC and why should you get it
What is a Home Loan NOC and why should you get it

A home loan NOC or no-objection certificate is a legal document issued by the lender which informs about the complete repayment...

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Difference between Home Improvement Loan and Home Extension Loan
Home Improvement vs Home Extension Loan: Know the Differences

We all love living in a good home and on timely basis we keep on doing home improvements in our homes as it adds substantial value...

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Home Loan
Government Gives Major Boost To Housing And Home Loans In India

There has been a steady offtake in the affordable housing segment due to government’s various incentives and efforts to stimulate...

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why  you  should  use  a  home  loan  calculator  before  applying  for  a loan
Why to use Home Loan Calculator? And How does it Work

Buying home is a dream that we all have and with the help of home loan it has become bit easy to fulfil this dream. There...

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Home Expansion Loan
Expand your Home with a Home Expansion Loan

Home additions such as kitchen expansions and additional bedrooms or even an additional floor all add square footage...

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How to plan your finances before applying for a home loan
How to plan your Finances before Applying for a Home Loan?

Buying a home loan without financial planning is like shooting in the dark. You would end up feeling overwhelmed with all the expenses...

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Role of an EMI calculator in the home loan application process
Features & Benefits of EMI calculator in the home loan application process

Equated Monthly Installment (EMI) is the amount payable every month to the financial institution until the loan amount is fully paid off...

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