Ahmedabad has developed into a megacity. It offers culture, knowledge, and lifestyle and promises a great future. All these reasons give rise to a lot of people looking to purchase a home in Ahmedabad. A home loan gives us a wonderful opportunity to get our dream home. SMFG Grihashakti is a reputed home loan provider in Ahmedabad that helps you meet your dreams. SMFG Grihashakti India would be glad to be your home loan partner and provide you the home finance you need.

SMFG Grihashakti Housing Loan has special features:

With SMFG Grihashakti, you can get a home loan up to 90% of the property value. Our Home loan interest rate is affordable, and is offered based on the applicant’s eligibility as well as our policy at the time of loan application. The repayment tenure is flexible and can go up to 30 years, enabling you to repay the loan comfortably. These benefits make the home loan beneficial to your financial planning.

SMFG Grihashakti online Home Loan Process:

You can go for an online application, which is very easy. The convenience of online applications is useful and efficient. It is a contactless home loan application procedure, which can be carried out in the comfort of your home or office.

Step 1. :- Start the application by clicking on the ‘Apply Now’ button, on this page, and enter your details.

Step 2. :- Upload the required documents, and submit.

Once we receive your application, we will get in touch with you to take the process ahead. It would help if you keep the scanned home loan documents in advance on your computer for easy access. If you decide to apply offline, then you can visit our Ahmedabad branch. Our representatives will be able to assist you right till the end.

Required home loan documents:

SMFG Grihashakti has a simple list of documents. It will be easy for you to procure them. These documents are segregated into salaried and self-employed individuals’ requirements.

Apart from the above documents, complete documents pertaining to the property you wish to purchase will also be requested.

*Terms and conditions applicable. Loans are sanctioned at the discretion of SMFG Grihashakti. Please note that Aadhaar numbers should be masked before submission as per regulatory guidelines.

Home loan eligibility:

You can apply for the SMFG Grihashakti home loan in Ahmedabad as a salaried or a self-employed individual. Some of the basic eligibility criteria are:

1. Minimum CIBIL score of 700
2. For Salaried Applicants: Minimum work experience of 1 year, and minimum salary of INR 1,20,000 per annum
3. For Self Employed applicants: Work experience and income as per defined standards
4. Age: At least 21 at the time of loan application, and not more than 65 by the time of loan maturity.
5. The applicant must also have a good credit history and repayment capacity

Please note that apart from these, other factors may also be used to determine your final eligibility as per our Policy & Eligibility Criteria at the time of loan application.

Calculate Home loan EMI Online:

SMFG Grihashakti’s home loan EMI calculator lets you evaluate your future monthly expenses. You need to enter your rate of interest, loan amount, and repayment tenure. You will get the result in a few seconds. SMFG Grihashakti’s home loan eligibility calculator gives you an estimate of the maximum home loan amount you may be eligible for based on some details. This leads to an in-depth understanding of what to expect from your loan. Home loan calculators are free of cost. They can be used multiple times with different data so that you can achieve your desired result.

Home loan interest rates

Your home loan provider in Ahmedabad, SMFG Grihashakti offers affordable home loan interest rates Low interest rate along with flexible repayment tenure of up to 30 years, together bring down your EMI, making it easy on your pocket. With such attractive home loan rates, you can plan to buy a bigger apartment, fulfilling your goals in time.