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INTRODUCING THE MINDS BEHIND GRIHASHAKTI

LEADERSHIP TEAMInspiring people to do the right thing

Rakesh Makkar

Chief Executive Officer

pankaj malik

Chief Financial Officer

Parag Shah

Chief Risk Officer

Animesh Chatterjee

Head of Treasury

Dhanashri Rane

Head of Product & Digital Initiatives

Ram Kishan Kolli

Head of Sales & Distribution

Usha Dutta

Head - Credit Underwriting

Mr. Rakesh Makkar comes with over two decades of expertise in establishing new and successful businesses; managing large and multi-pronged distribution networks; and developing unique and customer-centric products - all within a robust Risk Management framework. Prior to assuming the role of CEO at Grihashakti, Mr. Makkar spearheaded Business, Marketing & CSR functions at Fullerton India.

Before joining Fullerton India, he held the position of President and Chief Distribution Officer at DHFL. It has been Mr. Makkar’s forte to set up new finance companies and scale up business volumes. Prior to his stint with DHFL, he has been a part of senior leadership at various organisations including Capital First, Citi Financial Consumer Finance India Ltd and Bank of America.

Not only is Mr. Makkar a national rank holder at the Institute of Chartered Accountants of India but also a Certified International trainer within Citigroup. He also holds a Masters from the Institute of Management Technology, Ghaziabad and Bachelors from Delhi University.

Mr. Pankaj Malik is also the CFO and Chief Compliance Officer of Fullerton India Credit Company Limited. He also holds the position of Chief Financial Officer in Fullerton India Home Finance Company Limited. Prior to joining Fullerton in Sep 2007, Mr. Malik was associated with COLT Telecom, an affiliate of Fidelity international, as the Financial Controller-cum-Company Secretary. In his earlier stints, he had been associated with GE Commercial Financial and Motherson Sumi Systems Limited in various capacities. Mr. Malik is a Chartered Accountant, Company Secretary and Cost Accountant from India and Certified Public Accountant from the State of Colorado, the USA.

Mr. Parag Shah is the Chief Risk Officer for Fullerton India Home Finance Company Ltd.

He is responsible for leading a large team of credit underwriters, collections, technical managers and assessing and managing enterprise - wide risks covering various risks such as credit, market, operations etc., across all geographies.

In his experience spanning over 23 years, Mr. Shah has held diverse roles in various facets of banking, including business strategy, risk and corporate finance. A Chartered Accountant, a lawyer and an MBA from JBIMS and various international courses including from the Harvard Business School, he specialises in assets across Corporate, SME, Retail and Rural banking. Prior to joining Fullerton India, Parag worked with ICICI Bank for over 17 years in diverse roles including corporate banking, strategy, rural banking, policy development & management of stressed assets and with IDFC Bank in leadership roles within wholesale banking and risk management.

Mr. Animesh Chatterjee is Head of Treasury at Fullerton India Home Finance Company. He oversees fund raising, deployment of surplus fund, pool sales and maintaining lender relationship. He is a Chartered Accountant with 20 years of experience in Treasury and Finance. Prior to joining Fullerton Group, he held senior positions at reputed NBFCs and MNC treasuries where he was responsible for scaling up domestic and international fund raising and surplus management.

Ms. Dhanashri Rane comes with a rich experience of more than 14 years across financial services industry and is Head of Product & Digital Initiatives at Fullerton India Home Finance Company Ltd. She has been involved in devising and executing innovative & profitable product strategies at Fullerton Grihashakti. Ms. Rane has led complex business initiatives spanning business transformation, risk management, digitalization, to fruition in her previous assignments at ICICI Bank, CRISIL, Edelweiss amongst others. Ms. Rane has completed her MBA from NMIMS with a merit scholarship and holds a B.E. degree in Computer Engineering from University of Mumbai.

Mr. Ram Kolli is Head Sales & Distribution for Fullerton India Home Finance Company Ltd and brings with him over 16 years of experience in the real estate and financial services industry. He has played pivotal roles in prominent organizations such as ICICI Bank, Tata Housing Development Company, Capri Global and L&T. Mr. Kolli joined Fullerton India Credit Company as Head of Developer Finance and Corporate LRD before moving into Grihashakti to lead the sales role. Prior to joining Fullerton India he was heading the Construction Finance division at Capri Global. Mr. Kolli has completed his B. Tech form NIT Warangal and an Executive program in Business Management from IIM Calcutta.

Ms. Usha Dutta is Head - Credit Underwriting at Fullerton India Home Finance Company Limited. She holds a Post Graduate Degree in Finance from IISWBM and carries over 21 years of diverse experience in Risk Underwriting, Policy, Credit Administration and Process Re-engineering across all Retail Asset products – Home Loan, Loan Against Property, Commercial Vehicle & Construction Equipment and SME Business. Prior to joining Fullerton, she was Head of Credit Underwriting and Policy for Home Loan, Loan Against Property and SME business loan at Dewan Housing Finance Ltd. Her vast experience includes senior positions at leading financial institutions such as Reliance Capital, Centurion Bank of Punjab and IDBI Bank.

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