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LEADERSHIP TEAMInspiring people to do the right thing

Rakesh Makker

Rakesh Makkar

Chief Executive Officer

pankaj malik

pankaj malik

Chief Financial Officer

Ram Kishan Kolli

Ram Kishan Kolli

Head of Sales & Distribution

Gautam Sinha

Gautam Sinha

Head of Credit Underwriting

Senthil Gunasekaran

Senthil Gunasekaran

Head of Product & Digital Initiatives

Mr. Rakesh Makkar comes with over two decades of expertise in establishing new and successful businesses; managing large and multi-pronged distribution networks; and developing unique and customer-centric products - all within a robust Risk Management framework. Prior to assuming the role of CEO at Grihashakti, Mr. Makkar spearheaded Business, Marketing & CSR functions at Fullerton India.

Before joining Fullerton India, he held the position of President and Chief Distribution Officer at DHFL. It has been Mr. Makkar’s forte to set up new finance companies and scale up business volumes. Prior to his stint with DHFL, he has been a part of senior leadership at various organisations including Capital First, Citi Financial Consumer Finance India Ltd and Bank of America.

Not only is Mr. Makkar a national rank holder at the Institute of Chartered Accountants of India but also a Certified International trainer within Citigroup. He also holds a Masters from the Institute of Management Technology, Ghaziabad and Bachelors from Delhi University.

Mr. Pankaj Malik is the CFO and Head of Strategy Execution at Fullerton India. He is also the CFO at Fullerton India Home Finance Company.

Mr. Malik has over 20 years of experience and worked in various capacities across finance & allied functions. Prior to joining Fullerton India, Pankaj was associated with COLT Telecom (“COLT”), an affiliate of Fidelity international. As their Financial Controller and Company Secretary, he was instrumental in setting up their India operations. In his earlier stints, he was associated with GE Commercial Financial and Motherson Sumi Systems Limited in various capacities.

Mr. Malik is an alumnus of Harvard Business School. He is also qualified Chartered Accountant, Company Secretary, Cost Accountant and Certified Public Accountant from the State of Colorado, the USA.

Mr. Ram Kolli is Head Sales & Distribution for Fullerton India Home Finance Company Ltd and brings with him over 16 years of experience in the real estate and financial services industry. He has played pivotal roles in prominent organizations such as ICICI Bank, Tata Housing Development Company, Capri Global and L&T. Mr. Kolli joined Fullerton India Credit Company as Head of Developer Finance and Corporate LRD before moving into Grihashakti to lead the sales role. Prior to joining Fullerton India he was heading the Construction Finance division at Capri Global. Mr. Kolli has completed his B. Tech form NIT Warangal and an Executive program in Business Management from IIM Calcutta.

Gautam Sinha is the Head of Credit Underwriting for Fullerton India Home Finance Co. Ltd. He has over 20 years of work experience in credit underwriting and risk evaluation of different asset classes including Secured Retail Loans, MSME and SME Loans, Working Capital Loans, Supply Chain Finance and Agri Loans. He has set up credit framework and architecture for different types of loans across multiple geographies in India. In his illustrious career, he has been associated with organisations such as IDFC First Bank, ICICI Bank, Mahindra Rural Housing Finance and Birla Home Finance.

Gautam Sinha holds a CFA (Group E) from ICFAI University, and holds a PG Diploma in Business Administration from IPM, Ghaziabad. He also holds Credit Risk Analysis certifications from CIBIL and IIM Bangalore.

Senthil Gunasekaran is the Head of Product and Digital Initiatives at Fullerton India Home Finance Co. Ltd. With over 20 years of experience in Retail lending and Real Estate, he has handled the entire spectrum of retail asset products such as Personal Loans, Credit cards, Car Loans, BIL, Mortgages and SME lending. He has been associated with organisations such as GE Capital, ABN AMRO, IDBI Bank, Standard Chartered Bank and Bajaj Finserv.

Senthil holds an MBA from Manipal University and a PGP in Data Science & Business Analytics from Great Lakes Institute of Management (India) and the McCombs School of Business (University of Austin & Texas).

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