About SMFG Grihashakti, i.e. SMFG India Home Finance Co. Ltd.
Building a home of your own is a common aspiration, and we at SMFG India Home Finance Co. Ltd. help you realie this dream. Be it the purchase of a new home or a residential plot, SMFG Grihashakti is your perfect companion to help you build your dream home. Apart from the purchase of a new home, we also provide loans for home improvement, home construction, and home extension. Our other services include - loan against property and loans for new or resale commercial property, commercial plot, and construction of a commercial property.
SMFG India Home Finance Co. Ltd. is a wholly owned subsidiary of SMFG India Credit Co. Ltd. SMFG Grihashakti offers loans to salaried and self-employed individuals and organisations. Launched in December 2015 and headquartered in Mumbai, SMFG Grihashakti caters to the housing finance needs across India and operates in 179** locations with 2.9k+* employees and has served more than 61k+* customers to date.
Shareholders
About Sumitomo Mitsui Financial Group (SMFG)
SMFG is one of the largest global banking and financial service groups, offering a diverse range of financial services including commercial banking, leasing, securities, and consumer finance and is headquartered in Japan. SMFG is listed on the Tokyo and New York (via ADR) Stock Exchanges and has a market capitaliszation of approximately USD 93.5 billion(as of 31st December 2024). SMFG is one of the global systemically important banks (G-SIBs) and has high credit ratings of A1 by Moody’s Investors Service and A- by Standard & Poor’s.
SMFG India Credit Co. Ltd. is registered as an NBFC - Investment and Credit Company (NBFC-ICC) with the Reserve Bank of India, and is a member of the SMBC Group. SMFG India Credit started its India operations in 2007 and has established a pan India presence – across 670+** towns, 70,000+** villages, 842** branches and 22K+* employees offering lending products to underserved & unserved retail and small business borrowers and serves more than 2.82 million+* customers. By doing so, it has introduced people to formal credit. SMFG India Credit’s primary services constitute financing of SMEs for working capital and growth, loans for commercial vehicles and two-wheelers, home improvement loans, loans against property, personal loans, working capital loans for urban self-employed and loans for rural livelihood advancement, rural housing finance and financing of various rural micro enterprises.
*As of 31st December 2024
**As of 15th May 2025