‘Dream’ home to ‘owned’ home……Making it all happen

Overview Financial Hub for Home Loans

About Fullerton India Home Finance Co. Ltd (Grihashakti)


Building a home of your own is a common aspiration, and we at Fullerton India Home Finance Co. Ltd (Grihashakti) help you realize this dream. Be it the purchase of a new home or a residential plot, Grihashakti is your perfect companion to help you build your dream home. Apart from the purchase of a new home, we also provide loans for home improvement, home construction and home extension. Our other services include - loan against property; and loans for new or resale commercial property, commercial plot and construction of a commercial property.

Fullerton India Home Finance Co. Ltd (Grihashakti )is a wholly owned subsidiary of Fullerton India Credit Company Limited and offers loans to salaried and self-employed individuals and organisations. Launched in December 2015 and head-quartered in Mumbai, the company with its 82 branches caters to the housing finance needs of customers across India.

About Fullerton India


Fullerton India Credit Company Limited is registered as NBFC - Investment and Credit Company (NBFC-ICC) with the Reserve Bank of India and is a wholly owned subsidiary of Fullerton Financial Holdings Pte. Ltd., which in turn is a wholly owned subsidiary of Temasek Holdings Pte. Ltd., Singapore. Fullerton Financial Holdings invests in financial institutions in emerging markets with its prime focus on business and consumer banking. Fullerton India started its India operations in 2007, and today it is one of the leading NBFCs with a pan India presence. With a valued strength of 14, 000 employees, we offer financial support and partnership to over 3.6 million customers, across 648 branches. We operate in the niche sectors, and provide financial access to the underserved and unserved segments. By doing so, we have introduced people to formal credit.

The firm has invested in technology and digital capabilities to enhance customer and stakeholder experience, and paved the way for – Rishta Sammaan Ka. This echoes our core values and ethos of making things simpler, in our journey to empower people. We remain gender neutral and do what is right for the community.

Our primary services constitute financing of SME for working capital and growth, loans for commercial vehicles and two-wheelers, home improvement loans, loans against property, personal loans, working capital loans for urban self-employed and loans for rural livelihood advancement, rural housing finance and financing of various rural micro enterprises.

*Details as on 31st March 2019.

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