Bengaluru, the shining silicon valley of the country, is a great destination for living. Bengaluru entirely accounts for software exports for Karnataka. This attracts people from all over India to reside in Bangalore thereby giving rise to umpteen opportunities for a home loan in Bengaluru. Grihashakti is a home loan provider in Bengaluru that helps you meet your dreams.

Fullerton Grihashakti special features!

A Grihashakti home loan in Bengaluru can go up to 90% of the property value. An attractive home loan interest rate is offered to borrowers based on their eligibility and Grihashakti’s policy at the time of loan application. You can also stretch your repayment tenure up to 30 years* to make it comfortable on your wallet.

Fullerton Grihashakti online world!

You can opt for an easy online application procedure for your home loan application. To apply online, click on the ‘Apply Now’ button on this page, and thereafter follow a few steps that are simple to understand. You can keep a scanned copy of your documents handy for a quick upload. If you prefer to apply offline, then you can visit our Bengaluru branch and the representatives will take you through the process seamlessly.

Minimum home loan documents:

Home loan documentation list with Fullerton Grihashakti is crisp and easy to understand. Once you sign the application form, you need to provide the following documents:

Property related documents will also be requested.

*Terms and conditions applicable. Loans are sanctioned at the discretion of Fullerton Grihashakti. Please note that Aadhaar numbers should be masked before submission as per regulatory guidelines.

Home loan eligibility:

You are eligible to apply for Fullerton Grihashakti home loan in Bengaluru as a salaried or a self-employed individual. Some of the basic eligibility criteria for a home loan are:

1. Salaried applicants must be earning at least INR 25,000 per month. They should have a work experience of at least 1 year.
2. Self employed applicants must be earning a minimum annual profit
3. CIBIL score of at least 700, with a good repayment history
4. Age should be at least 21 years at the age of loan application and not more than 65 years by the time of maturity

Final eligibility will be determined based on several other factors including Grihashaki’s policy at the time of loan application.

Home loan EMI calculator

A home loan EMI calculator lets you evaluate your monthly outflow as a result of the home loan EMI by inputting basic details. You just need to enter the rate of interest, loan amount, and repayment tenure. You can even alter these multiple times to know your desired EMI.

Home loan eligibility calculator

A Home loan eligibility calculator gives you your maximum loan eligibility amount based on a few important details. Once you key in your details, you get your result in a few seconds. This helps you in better clarity and understanding for your future home loan.

Home loan interest rates

Your home loan provider in Bengaluru, Fullerton Grihashakti offers attractive home loan interest rates customized as per your eligibility, profile and requirement. We offer flexible repayment tenures of upto 30 years, thereby enabling you to get your dream home.