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Home Loan Bengaluru
Home Loan inBengaluru

Own a House in Bengaluru with Grihashakti Home Loans

Bengaluru, the shining silicon valley of the country, is a great destination for living. Bengaluru entirely accounts for software exports for Karnataka. This attracts people from all over India to reside in Bangalore thereby giving rise to umpteen opportunities for a home loan in Bengaluru. Grihashakti is a home loan provider in Bengaluru that helps you meet your dreams.

Fullerton Grihashakti special features!

A Grihashakti home loan in Bengaluru can go up to 90% of the property value. An attractive home loan interest rate is offered to borrowers based on their eligibility and Grihashakti’s policy at the time of loan application. You can also stretch your repayment tenure up to 30 years* to make it comfortable on your wallet.

Fullerton Grihashakti Housing Loan has special features:

You can opt for an easy online application procedure for your home loan application. To apply online, click on the ‘Apply Now’ button on this page, and thereafter follow a few steps that are simple to understand. You can keep a scanned copy of your documents handy for a quick upload. If you prefer to apply offline, then you can visit our Bengaluru branch and the representatives will take you through the process seamlessly.

Minimum home loan documents:

Home loan documentation list with Fullerton Grihashakti is crisp and easy to understand. Once you sign the application form, you need to provide the following documents:

Proof Of Identity
  • PAN Card
  • Voters ID
  • Driving License
  • Employee Card
Proof Of Income
  • Last 3 months’ salary slips
  • 2 years’ Form 16
  • 6 months’ bank statement with salary credit
Proof of Residence
  • Aadhaar Card*
  • Latest Electricity bill/Piped gas monthly bill
  • Ration Card
  • Property Tax/Water Bill
Self Employed
Proof Of Identity
  • PAN Card
  • Voters ID
  • Driving License
Proof Of Income
  • Last 2 years’ ITR with computation
  • CA audited Financial wherever applicable
  • 6 months primary bank statement
Proof of Residence
  • Aadhaar Card*
  • Latest Electricity bill/Piped gas monthly bill
  • Ration Card
  • Property Tax/Water Bill

Property related documents will also be requested.

*Terms and conditions applicable. Loans are sanctioned at the discretion of Fullerton Grihashakti. Please note that Aadhaar numbers should be masked before submission as per regulatory guidelines.

Home Loan Eligibility:

You are eligible to apply for Fullerton Grihashakti home loan in Bengaluru as a salaried or a self-employed individual. Some of the basic eligibility criteria for a home loan are:

  1. Salaried applicants must be earning at least INR 1,20,000 per annum. They should have a work experience of at least 1 year.
  2. Self employed applicants must be earning a minimum annual profit
  3. CIBIL score of at least 700, with a good repayment history
  4. Age should be at least 21 years at the age of loan application and not more than 65 years by the time of maturity

Final eligibility will be determined based on several other factors including Grihashaki’s policy at the time of loan application.

Home Loan EMI Calculator

A home loan EMI calculator lets you evaluate your monthly outflow as a result of the home loan EMI by inputting basic details. You just need to enter the rate of interest, loan amount, and repayment tenure. You can even alter these multiple times to know your desired EMI.

Home Loan Eligibility Calculator

A Home loan eligibility calculator gives you your maximum loan eligibility amount based on a few important details. Once you key in your details, you get your result in a few seconds. This helps you in better clarity and understanding for your future home loan.

Home loan interest rates

Your home loan provider in Bengaluru, Fullerton Grihashakti offers attractive home loan interest rates customized as per your eligibility, profile and requirement. We offer flexible repayment tenures of upto 30 years, thereby enabling you to get your dream home.


What is a home loan?

Home loan is an amount of money that people borrow from lenders specifically to purchase a house. The borrower needs to repay the loan with interest through monthly EMIs for a specified tenure at pre-agreed upon terms.

How much home loan can I get?

You can take a home loan up to 90% of the property value with Grihashakti.

How do I repay a home loan?

You can repay the home loan through monthly EMIs. Payment can be done in 1 or more of the following ways:

  1. Through post dated cheques
  2. Payment at branch
  3. Online payment via
How can I apply for a home loan in Bengaluru?

Here is the best way to apply for a home loan in Bangalore:

  1. Select the property you wish to purchase.
  2. Check the maximum loan amount you can get using a home loan eligibility calculator. The remaining amount will have to be paid for by you. If you don’t have the required funds, consider a different property or add a close family member who has a good income and credit score as a co-applicant. Re-evaluate your loan eligibility by using your combined income/debt levels.
  3. Use an EMI calculator to determine the monthly EMI and choose an appropriate tenure. You must ensure that your age cannot exceed 65 years by the time of loan maturity
  4. Ensure you match the required eligibility criteria
  5. Click on the “Apply now” button on this page and complete OTP verification
  6. Fill up the form with your details and upload documents
  7. Submit the application. Our representative will get in touch to take the process ahead.

If you prefer to have a discussion first, feel free to contact us or visit your nearest Grihashakti branch.

Fullerton India Home Finance Company Ltd
CIN number: U65922TN2010PLC076972

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