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HDFC Life Insurance


Group Credit Plus Insurance Plan

FULLERTON INDIA HOME FINANCE CO. LTD. (GRIHASHAKTI) has tied up with HDFC Life Insurance Co. Ltd. (HDFC Life) to solicit Life Insurance products to all interested customers.

HDFC Life Group Credit Protect Plus Insurance Plan (UIN:101N096V03, Form No: P501-124) is a Non Linked Non Participating Group Life Insurance Product.

The HDFC Life Group Credit Protect Plus Insurance Plan is a tailor made insurance policy for members of financial institutions. In event of death, disability or illness of the insured member(s), it will protect their families from the burden of repaying the outstanding loan to the financial institution. This product is available to interested customers of Fullerton Grihashakti.

Key Benefits:

  • A comprehensive group policy with 8 plan options
  • Has no lengthy underwriting procedure
  • Is simple to administer

Key features of the Plan:

  • A comprehensive benefit plan which offers financial protection in event of death, disability and critical illnesses.
  • Flexibility to choose plan options. Option of decreasing and level cover.
  • Flexibility to choose loan cover term subject to a maximum of 30 years.
  • Just pay one time with single premium.
  • Coverage available on Single and Joint life basis.
  • A moratorium of 1 to 7 years wherein level cover is offered during the moratorium period.
  • Member can opt for coverage term lesser than loan tenures.
  • We offer to cover top-up loans through separate repayment schedule.


IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.


Insurance is the subject matter of the solicitation. Insurance and/or any Third Party Products (TPP) are not mandatory for the purpose of application and disbursement of the loan. It shall be at the sole discretion of the customer to avail any such insurance and/or any Third Party Products along with the loan.

Fullerton India Home Finance Company Ltd
CIN number: U65922TN2010PLC076972

All rights reserved © - GRIHASHAKTI

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