Stamp Duty and Property Registration Charges in Rajasthan
                                    july 24, 2025
                                 
                                
                                
                              Rajasthan, known for its rich  heritage, vibrant culture, and growing urban infrastructure, has become an  increasingly attractive destination for homebuyers and investors alike. If  you're planning to buy a property in the state, it's essential to understand  the stamp  duty in Rajasthan along with the applicable registration charges.  Whether you are a first-time buyer or an experienced investor, these charges  can significantly impact the overall cost of your real estate transaction. 
  In this guide, we’ll explore  everything you need to know about stamp duty and registration charges in Rajasthan,  including the current rates, exemptions, how to pay, and the consequences of  non-payment.
What Are the Stamp Duty  Charges in Rajasthan? 
Stamp duty in Rajasthan is a tax  levied by the state government on legal documents when a property is  transferred from one owner to another. It is calculated as a percentage of the  property's market value or the transaction value, whichever is higher.
  Here are the prevailing stamp duty   and property  registration charges in Rajasthan:
    
  
    | Gender | Stamp Duty | Registration Charges | Labour Cess | 
  
    | Male | 6% | 1% | 20% of stamp duty | 
  
    | Female | 5% | 1% | 20% of stamp duty | 
 
Stamp duty charges in Rajasthan can  also vary depending on the type of deed:
    
  
    | Type of Document | Applicable Stamp Duty | Stamp Duty After Rebate | 
  
    | Sale Deed | 6% | 6% | 
  
    | Sale Deed (Female – SC/ST/BPL) | 6% | 4% | 
  
    | Sale Deed (Female – Other than    SC/ST/BPL) | 6% | 5% | 
  
    | Sale Deed (Disabled – 40% to 80%) | 6% | 4% | 
  
    | Sale Deed (Disabled – Above 80%) | 6% | 0% | 
  
    | Sale Deed under CM Jan Awas Yojana /    PM Awas Yojana – EWS Category | 6% | 0.5% of the consideration amount | 
  
    | Sale Deed under CM Jan Awas Yojana /    PM Awas Yojana – LIG Category | 6% | 1% of the consideration amount | 
  
    | Lease Deed (Private parties – up to    30 years) | Based on the market value of the    property, calculated at the telescopic rate | Based on the market value of the    property, calculated at the telescopic rate | 
  
    | Lease Deed (Private parties – more    than 30 years) | 6% | 6% | 
  
    | Gift Deed in favour of father/mother    (up to 60 years), brother, sister, husband, son | 6% | 2.5% | 
  
    | Gift Deed in favour of wife,    daughter, daughter-in-law, parents above 60 years, son (by parents over 70    years), son’s son/daughter, daughter’s son/daughter, widow | 6% | 0% | 
  
    | Partition Deed (Non-ancestral    property) | 6% | 3% | 
  
    | Partition of ancestral property | 6% of the market value attributed to    the separated share(s) | 0% | 
  
    | Partition Deed for ancestral    agricultural land | 6% of the property’s market value | 0% | 
  
    | Mortgage Deed with possession | 6% of the secured amount | 6% | 
  
    | Mortgage Deed without possession | 2% of the secured amount | 0.25% (maximum INR 15 lakhs) | 
 
                                   
       
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Factors That Determine the Stamp Duty  Charges in Rajasthan 
Several factors affect the total stamp duty and  registration charges in Rajasthan:
  - Gender of the Buyer: Women get a  concession in stamp duty compared to men. This is a move by the state  government to encourage property ownership among women.
 
- Type of Property: Residential and  commercial properties may have different rates. For instance, commercial  properties may attract a higher surcharge.
 
- Location: Properties in urban areas may  carry different stamp duty and registry charges in Rajasthan than those in rural  areas.
 
- Usage: Whether the property is used for  self-occupancy or rented out can influence the charges.
 
- Market Value: The stamp duty is  calculated on the higher of the market value or the actual transaction value,  ensuring the government collects the optimum tax.
 
- Age of Buyer: Senior citizens might be  eligible for additional concessions, depending on prevailing state policies.
By factoring in these variables, you  can get a clearer picture of the total costs associated with homeownership. If  you’re planning to support your purchase through a loan, it is prudent to use a home loan EMI calculator to  estimate your monthly repayment based on the loan amount, interest rate, and  tenure. This can help you better plan your budget by accounting for both EMI  obligations and additional charges like stamp duty and registration fees.
What Are the Documents  Required for Registration for Stamp Duty in Rajasthan? 
To register a property in Rajasthan  and pay the required stamp duty charges, you typically have to furnish the  following documents:
  - Sale deed or transfer deed
 
- Proof of identity (PAN card,  Aadhaar card, Passport)
 
- Passport-sized photographs of  the buyer and seller
 
- Proof of property ownership
 
- Encumbrance certificate
 
- Power of Attorney (if  applicable)
 
- Stamp paper of the required  value
 
- Property valuation certificate
Ensure all documents are complete and  accurate to avoid delays during the registration process.
How Are Registration and Stamp  Duty Charges Calculated in Rajasthan? 
Let’s say you are buying a property in  Jaipur for INR 50,00,000.
  - If the buyer is a male: 
    - Stamp Duty = 6% of 50,00,000 =  INR 3,00,000
- Registration Charge = 1% of  50,00,000 = INR 50,000
- Total = INR 3,50,000
 
- If the buyer is a female:
 
    - Stamp Duty = 5% of 50,00,000 =  INR 2,50,000
- Registration Charge = 1% of  50,00,000 = INR 50,000
- Total = INR 3,00,000
How to Pay Stamp Duty and  Registration Charges in Rajasthan? 
Online Method: 
  - Visit the E-Panjiyan website.
- Select       the appropriate department (Registration & Stamps).
- Choose       “Stamp Duty” or “Registration Charges.”
- Enter       property and buyer details.
- Calculate       the stamp duty payable.
- Make       payment via net banking or other digital options.
- Generate and print the e-challan for submission during       registration.
Offline Method: 
Alternatively, you can buy stamp paper  of the required value from authorised stamp vendors. The registration process  is carried out at the sub-registrar’s office.
  Tip: Before finalising your purchase,  use a home loan eligibility calculator to estimate how much you may be able to borrow. This can help you identify  property options within your budget, and accordingly, the stamp duty and  registration charges you’ll need to budget for.
What Happens If You Do Not Pay Stamp Duty? 
Non-payment or underpayment of stamp  duty can lead to serious consequences :
  - The property document will be  considered inadmissible in court, meaning it cannot be used as valid legal  evidence in case of disputes or claims.
- You will be liable to pay a  penalty of 2% per month for delays. Stamp duty must typically be paid within 30  days of executing the property transaction.
- The penalty can go up to 20% of  the stamp duty. In some cases, failure to comply may also result in  imprisonment.
How to Get a Refund on Stamp  Duty in Rajasthan? 
You may be eligible for a refund of stamp duty in  Rajasthan in the following scenarios:
  - If the transaction is cancelled  or the deed is never executed.
- If excess stamp duty is paid  due to a miscalculation.
- If the stamp paper is spoiled  before execution.
Procedure:
  - Go to the E-panjiyan website.
- Click on       “Online refund application.”
- Select       refund type, reason and district and fill in the applicant details.
- Click on       the bank detail option and fill in the details of the account in which you       wish to receive the refund amount.
- Verify       your email ID and phone number via OTP.
- Fill in       the details of the stamp duty paid against which the refund is to be       initiated.
- Attach       documents such as an affidavit, PAN card, bank documents, etc.
- Submit the application and download it for your future       reference.
 
Conclusion
	
  Understanding the stamp duty and  registration charges in Rajasthan is crucial for any prospective  property buyer. These charges, while statutory, can be planned and optimised  depending on your eligibility and the available exemptions. Timely payment and  accurate documentation ensure a hassle-free property registration experience.
  If you're considering purchasing a  property and need financial support, consider a home loan of up to INR 1  crore* from SMFG Grihashakti. You can access the funds you need with a  hassle-free digital application process and minimal documentation requirements. Apply  online today to benefit from competitive home loan interest rates and flexible repayment tenures!
                                
                                    
                                        
FAQs on Indore Property Tax
                                    
                                    
                                        
                                            Is stamp duty the same across all cities in Rajasthan?
                                            
                                                
                                                    While the base rate is the same, municipal surcharges may vary depending on whether the property is located in a rural or urban area.
                                                    
                                                 
                                             
                                         
                                     
                                    
                                        
                                            Can I get any concessions on stamp duty?
                                            
                                                
                                                    Yes. Women, senior citizens, and certain special categories may get concessions on stamp duty in Rajasthan.
                                                 
                                             
                                         
                                     
                                    
                                        
                                            Can I pay stamp duty in instalments?
                                            
                                                
                                                    No. Stamp duty must be paid in full before or at the time of property registration.
                                                 
                                             
                                         
                                     
                                    
                                        
                                            How long does it take to complete the property registration process?
                                            
                                                
                                                    Once all required documents are submitted and applicable fees are paid, the registration process typically takes 2 to 3 working days.
                                                 
                                             
                                         
                                     
                               
                                 
                                
                                
    Disclaimer: *Please note that this article is for your knowledge  only. Loans are disbursed at the sole discretion of SMFG Grihashakti. Final approval,  loan terms, disbursal process, foreclosure charges and foreclosure process will  be subject to SMFG Grihashakti’s policy at the time of loan application. If you  wish to know more about our products and services, please contact us.