If you own a residential or commercial property in Agra, one responsibility you can’t ignore is the property tax. Think of it as your contribution to keeping the city running smoothly, from clean streets and streetlights to well-maintained parks and public services. Knowing how house tax in Agra is calculated and when and how to pay can save you from unnecessary penalties.

In this guide, we’ll walk you through Agra property tax, from the applicable rates and calculation methods to online and offline payment options, required documents, and possible rebates.

What Is Property Tax in Agra?

Property tax, often known as house tax, in Agra is a charge imposed by the Agra Nagar Nigam (ANN) on owners of residential, commercial, or industrial properties. This tax is calculated based on the value of your property and the category it falls under. The revenue generated from property tax is used to fund civic services such as water supply, street lighting, sanitation, road maintenance, and public parks.

How to Calculate Agra Property Tax

You need to understand the Annual Rental Value (ARV) when calculating your Agra house tax. The formula is:

Property Tax = ARV × Tax Rate
Here, ARV is based on factors such as the size of your property, location, type of construction, age of the property, and its intended use (residential, commercial, or industrial). You can calculate the ARV manually by multiplying the carpet area of your property by the applicable unit area value, adjusting for property age and usage.

The tax rate applied depends on the type of property and any additional charges, such as water, sanitation, and education cess, which may be applicable depending on your property type.

Example Calculation:

For a 120 sq. meter residential property in Agra with a unit area value of INR 500 and an age factor of 0.9, the ARV is INR 54,000. Applying a 12.5% tax rate and adding charges for water, sanitation, and education cess (INR 2,970), the total Agra Nagar Nigam house tax comes to INR 9,720 per year.

If you’re planning ahead for a property purchase and considering a home loan, it is wise to factor in recurring costs like property taxes. Using a home loan EMI calculator can help you estimate monthly instalments, so you can manage your loan repayment effectively alongside such ongoing obligations.

Property Tax Rates in Agra 

Property tax rates in Agra differ based on the type of property:

Keeping these rates in mind, you can plan property investments wisely. For prospective buyers, tools like a home loan eligibility calculator let you check how much loan you qualify for, which helps in budgeting for both the property and future recurring tax expenses.

Agra Property Tax: How to Pay?

Agra Property Tax - Online Payment

• Visit the official Agra Nagar Nigam property tax portal.
• Search for your property using your property number or owner details.
• Check your outstanding tax for the property.
• Make the payment using net banking, debit/credit card, or UPI.
• Download the receipt after payment for your records.

Agra Property Tax - Offline Payment

• Visit the nearest Agra Nagar Nigam office.
• Provide your property ID or previous tax receipt.
• Pay the tax using cash, cheque, or a demand draft.
• Collect a stamped receipt as proof of payment.

Documents Required for Paying Agra Property Tax

To complete the payment process smoothly, ensure you have:

• Proof of ownership, such as a sale deed or allotment letter
• Previous property tax receipts for reference
• Property identification number or assessment number from your records
• Government-issued ID proof, like Aadhaar card, PAN card, voter ID, or passport
• No objection certificate from the housing society, if applicable

Property Tax Exemptions & Rebates 

Agra Nagar Nigam offers specific rebates to reduce tax liability for eligible property owners. Senior citizens aged 60 years and above with valid age proof can claim a 10% rebate on the total tax amount. Taxpayers who clear their dues early, usually between April and June, get a 5% rebate. Single women property owners are eligible for an additional 2% rebate, while recognised freedom fighters or their spouses enjoy a 15% rebate on house tax.

Conclusion
Timely payment of the Agra property tax helps keep the city running smoothly and avoids penalties. Knowing how it’s calculated, paying dues on time, and using available rebates can reduce your liabilities and simplify your finances.
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