If you plan to purchase a property in Madhya Pradesh (MP), it’s important to understand the applicable stamp duty and registration charges. These charges are governed by the state’s Inspector General of Registration and Stamps (IGRS) and make up a significant part of the total cost. This article covers what IGRS is in the state, MP land registry charges, and the factors that influence stamp duty and registration charges in MP.

What Is IGRS Madhya Pradesh?

The IGRS of MP is the governing authority and plays a vital role in revenue generation through the collection of stamp duty from property transactions. The department operates through four regional offices located in Bhopal, Jabalpur, Indore, and Gwalior, each overseen by a Zonal Deputy Inspector General of Registration. Across the state, there are over 51 district registrar offices and 234 sub-registrar offices . This improves administrative coverage and accessibility for citizens.

What Is Stamp Duty?

A stamp is an official mark placed on a document to indicate that the necessary duty or tax has been paid to the government. It is legal evidence that the authorities have recognised or recorded a transaction, such as the sale or transfer of property.

Stamp duty is the tax levied during the transfer of land, buildings, or flats. It is a charge imposed by the government and has to be paid before a property can be legally registered in the buyer’s name. This validates the transaction and makes it admissible in a court of law.

Factors That Influence Stamp Duty in MP

Stamp duty rates can depend on many factors relating to the nature of the property. Some of the factors that influence stamp duty and registration charges in MP are:

Location of the Property

Properties in premium locations may have higher stamp duty rates than those in rural or less developed regions.

Market Value of the Property

Higher property values can lead to higher stamp duty expenses, as it is usually based on the property's market and transaction value.

Usage of the Property

Whether the property is to be used for residential or commercial purposes will affect the stamp duty, with commercial properties often attracting higher rates.

Type of Property and Number of Floors

Properties that are larger or have many floors generally have increased stamp duty charged as they have a higher assessed value.

Stamp Duty  in Madhya Pradesh & Registry Charges

These are the current stamp duty and registry charges in MP:

Stamp Duty  in MP on Different Documents

These are the stamp duty charges in MP for different documents:

Documents Required for Registration of Property

To register a property in MP, the following documents are typically required:

• PAN Card
• Aadhaar Card
• Sale Deed
• Sale Agreement
• Title Deed
• Encumbrance Certificate
• Property Tax Receipts
• Khata Certificate
• Passport Size Photographs
• Power of Attorney (if applicable)
• No Objection Certificate (NOC)
• Occupancy Certificate for new buildings
• Completion Certificate for under-construction buildings
• Stamp Duty and Registration Fees Payment Proof

*Please note that the stamp duty, registration charges, and document requirements may change. Always refer to the official website of the Madhya Pradesh Registration and Stamps Department for the most up-to-date information.

How to Check the Stamp Duty and Registration Fees Chart in Madhya Pradesh?

To check the stamp duty and registration charges applicable in MP, follow the steps below:

• Visit the official website of the Registration and Stamps Department.
• Log in using your credentials. If you are a new user, you may need to register first.
• Navigate to the "Stamp Duty and Registration Fee Chart" section.
• Click on the link to view the PDF chart containing the fee structures.

Different Ways to Pay Stamp Duty in MP

The stamp duty in MP can be paid both online and offline. Here's how you can complete the payment process:

Online Payment Process

• Visit the official website of the Madhya Pradesh Registration and Stamps Department and click on ‘SAMPADA’.
• Log in to the SAMPADA portal using your credentials. New users must first register before logging in.
• After successful login, fill in the required property and transaction details and make the required payment online.
• Once the payment is completed, download the e-stamp certificate or payment receipt.

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Offline Payment Process

You can also check and book available appointment slots to visit the sub-registrar’s office to complete the registration offline.

Stamp Duty in MP: Tax Benefits

Under Section 80C of the Income Tax Act, homebuyers can claim a deduction of up to INR 1.5 lakh on stamp duty and registration charges in Madhya Pradesh paid for the purchase of a residential property. This benefit is available only for self-occupied properties and must be claimed in the same financial year in which the payment is made.

How to Register a Complaint Regarding Stamp Duty in MP?

To register a complaint related to stamp duty in MP:

• Visit the official MPIGR website.
• Go to the Grievance Redressal or Contact Us section.
• Fill in the complaint form with relevant details and submit it online.

You may also contact the concerned sub-registrar’s office directly or call the helpline number provided on the portal.

Conclusion

Understanding MP land registry charges and stamp duty is essential for anyone planning to purchase a house in Madhya Pradesh. Being aware of the applicable fees, payment methods, and potential tax benefits can help you navigate the property registration process more smoothly and make informed financial decisions.

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