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All About UPRERA (Uttar Pradesh Real Estate Regulatory) ACT and Its Rules?

Jan 02, 2023
All About UPRERA (Uttar Pradesh Real Estate Regulatory) ACT and Its Rules?

The UPRERA Act, or the Uttar Pradesh Real Estate Regulatory Authority, came into effect on May 1 2016, when the rules of the RERA act were laid out. The aim of this act is to oversee project approvals and complaints.

UPRERA has been a massive help to sellers and buyers in streamlining their transactions related to the real estate sector. This article is about Uttar Pradesh RERA and how it has offered aid to homebuyers.

What is UPRERA?

The increase in housing and ready-to-move-in properties has rapidly seen a surge, leading the real estate sector to diversify in areas like Noida and Lucknow. This has also led to an increase in the growing demand for homebuyers. The UPRERA Act ensures a transparent and smooth buying process and offers facilities such as project filing, grievance filing, and various other services. Additionally, another bonus is on the home loan eligibility criteria.

The act also mandated the regulation of setting up a Real Estate Regulatory Authority spread across various states, which will be solely responsible for customer-related concerns.

Therefore, there is a regulatory body in every state and territory to take care of the investors' interests and maintain a redressal system. Moreover, as per the act, the

  • Through the act, a sales agreement is maintained between the buyers and the sellers.
  • Failure to abide by the Appellate Tribunal can lead to a fine of up to 10% for developers and promoters. Additionally, it can also lead to imprisonment for three years.
  • The act also ensures the undertaken projects are finished on time. Delaying a project will lead the developer through the trouble of paying the EMIs for the buyers.
  • Developers have to disclose all information to UP-RERA and the consumers. This information can include project approval, plans, layout, and government approval.

Must Read: What is the Real Estate Regulatory Authority Act and RERA Rules?

How to Register Projects Under UP-RERA & Check Registered Projects?

Before registering any project, the pre-requisite is for promoters or developers to register themselves on the UP-RERA website. In order to do so, follow the below-given steps:

1. Visit the official UPRERA website and once you are in the portal, navigate to "Registrations" in the menu bar. In the dropdown, look for "Promoter."

2. The next step is verifying your phone number by entering your 10-digit mobile number and filling in the OTP.

3. As soon as you are done, you will be redirected to the "New Promoters Registration" page, where you must fill in all the mandatory details and upload the required documents.

4. Finally, acknowledge all the details you have filled in to confirm the correct information. Hit the save button to go through all the details. Click on "Submit" once you are done.

It is best to check the registered projects on the UP-RERA website to avoid all sorts of issues that can occur in the future. The simplest way is:

  • Visit the official UP-RERA website and click on "Registered Projects" from the menu bar.
  • A page will provide details about the project, registration, and promoter.
  • After you have filled in the details, confirm the Captcha and hit "Search."
  • The entire project detail will be in front of you, which you can download.

Documents Needed For UP-RERA Registration

There are a few critical documents that the promoter will have to submit to register their project under UP-RERA.

Below is the checklist:

  • Balance Sheet of Previous Year
  • PAN Card
  • Encumbrance Certificate
  • Income Tax Returns
  • Number of parking areas
  • Project plan detailed copy
  • Deed of declaration
  • Joint agreement


Homebuyers are finally exposed to features with the RERA act that makes it transparent for certified buyers to gather relevant information about their property.

To think of buying a RERA-registered property is a smart decision, and for that, you can. SMFG Grihashakti is here to assist you with the loan requirements. With our affordable interest rates, which start from 9.50%* onwards (for salaried employees), and flexible repayment tenure, it will be easier to pay off the EMIs. Additionally, you can use the online home loan eligibility calculator to determine whether or not you can apply. Take up loans up to INR 5 crores* today!

Disclaimer: *Please note that this article is for your knowledge only. Loans are disbursed at the sole discretion of SMFG Grihashakti. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG Grihashakti’s policy at the time of loan application. If you wish to know more about our products and services, please contact us.

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