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Policies

Grievance Redressal Mechanism
Fair Practices Code Policy
Collection Amount Appropriation Policy
Stage Charge Name Priority
Regular Overdue Interest 1
Overdue Principal 2
Bounce Fee (Cheque/ECS Dishonoured Charges) 3
Late Payment Charges 4
NPA
(1 - 3)
Overdue Principal 1
Overdue Interest 2
Bounce Fee (Cheque/ECS Dishonoured Charges) 3
Late Payment Charges 4
Write Off Overdue Principal 1
Overdue Interest 2
Disclaimer: *Please note that loans are disbursed at the sole discretion of SMFG Grihashakti. Final approval, loan terms and disbursal process will be subject to SMFG Grihashakti’s policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.

SMFG India Home Finance Co. Ltd. (Formerly Fullerton India Home Finance Co. Ltd.)
CIN number: U65922TN2010PLC076972
IRDAI COR No: CA0948

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