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Government Gives Major Boost To Housing And Home Loans In India

There has been a steady offtake in the affordable housing segment due to government’s various incentives and efforts to stimulate the industry. Our honourable Prime Minister Narendra Modi has given a kick-start to the real estate sector with the Pradhan Mantri Awas Yojana (PMAY) scheme.

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House Renovation

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Expand your home with a home expansion loan

Home additions such as kitchen expansions and additional bedrooms or even an additional floor all add square footage and value to a home. Expansion includes alteration in the current structure of the residence to add extra space such as constructing a new room, a floor, a bigger bathroom or enclosing a balcony.

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Business Finance

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Beginners Guide to Loan Against Property (Lap)

When you avail a loan by keeping your property as collateral then it is called Loan Against Property (LAP). Now this property can be a commercial as well as residential property. LAP is the most secured term of the loan for the bank, as the guarantee is a property of the owner.

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Tips

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How To Claim Tax Benefits On Joint Home Loans

Joint home loans is always beneficial as your loan amount increases and your burden is also decreases as it is shared with the co-owner. That best part about joint home loans is both the owners can claim tax benefits. But in order to claim the tax benefit on your joint home loan you need to fulfil these following criteria:

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Business Advice

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TIPS FOR NRIS INVESTING IN COMMERCIAL PROPERTY IN INDIA

Now for a non-resident Indians (NRI) it has become easier to buy a property in India, all thanks to new real estate rules. The Confederation of Real Estate Developers Association of India (CREDAI) regularly organises exhibitions for NRIs where it helps them scan different investment options and offer spot loans from top financial institutions.

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Financial Advice

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Ways To Prevent Home Loan Applications From Getting Rejected

Home holds a very special please in our heart. It is not mere an address but it somewhere becomes the part of our identity. We all wish to have our own home and we start saving for it from an early age itself but with the sky rising prices of property, buying a home with our own funds becomes a herculean task.


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